PGR · 8-K · 20260918PR000322

Distribution Channels

PROGRESSIVE CORP/OH/ · 2026-09-18 · Importance 22 · Surprise 32 · No source text

Progressive’s personal auto policy growth was stronger in the direct channel than through agencies during the year ended August 31, 2026. Direct auto policies increased 9% year over year to 16.879 million, compared with 7% growth in agency auto policies to 11.343 million. The company distributes products through online, telephone, mobile-app, and local-agent channels, while the release’s policy data indicates continued expansion in both direct and agency auto.

Key facts

• Current month (August 2026) net premiums earned by channel: Agency $2,594 million, Direct $3,562 million, Property $268 million, Company total $7,354 million; % growth in NPE for Direct channel: 8%. source
• Current month (August 2026) net premiums written by channel: Agency $2,675 million, Direct $3,744 million, Property $304 million, Company total $7,605 million; % growth in NPW for Direct channel: 6%. source
• Year-to-date % growth in net premiums written through August 31, 2026: Agency 3%, Direct 8%, Property 0%, Company total 6%. source
• Year-to-date net premiums written by segment through August 31, 2026: Agency $20,793 million, Direct $28,688 million, Property $2,140 million, Company total $59,764 million. source
• The company states it offers insurance through online (progressive.com), by phone (1-800-PROGRESSIVE), via the Progressive mobile app, or in-person with a local agent. source
• Progressive is one of the top 15 homeowners insurance carriers in the United States and a leading seller of personal auto, commercial auto, motorcycle, and boat insurance. source

Impact estimates