PGR · 8-K · 20261014PR000367

Policies in Force Growth

PROGRESSIVE CORP/OH/ · 2026-10-14 · Importance 31 · Surprise 32

Total policies in force increased 6% year over year to 40.489 million at September 30, 2026. Personal Lines policies increased 6% to 39.237 million, including 8% growth in Direct auto to 16.848 million and 7% growth in Agency auto to 11.347 million. Special lines policies increased 6% to 7.390 million, while Property policies were flat at 3.652 million. Commercial Lines policies increased 5% to 1.252 million.

Key facts

• Policies in Force - Agency auto as of September 30, 2026: 11,347 thousand, a 7% increase versus 10,630 thousand in 2025. source
• Policies in Force - Direct auto as of September 30, 2026: 16,848 thousand, an 8% increase versus 15,619 thousand in 2025. source
• Policies in Force - Special lines as of September 30, 2026: 7,390 thousand, a 6% increase versus 6,980 thousand in 2025. source
• Policies in Force - Property as of September 30, 2026: 3,652 thousand, a 0% change versus 3,651 thousand in 2025. source
• Total Personal Lines policies in force as of September 30, 2026: 39,237 thousand, a 6% increase versus 36,880 thousand in 2025. source
• Commercial Lines policies in force as of September 30, 2026: 1,252 thousand, a 5% increase versus 1,198 thousand in 2025. source
• Total policies in force as of September 30, 2026: 40,489 thousand, a 6% increase versus 38,078 thousand in 2025. source