PGR · 8-K · 20261014PR000367

Market Demand Trends

PROGRESSIVE CORP/OH/ · 2026-10-14 · Importance 31 · Surprise 32

Progressive’s total policies in force increased 6% year over year to 40.489 million at September 30, 2026. Personal Lines policies grew 6% to 39.237 million, led by Direct auto at 8% growth and Agency auto at 7% growth, while Commercial Lines policies increased 5% to 1.252 million. Year-to-date net premiums earned grew 11% in Direct auto and 5% in Agency auto, while Commercial Lines net premiums earned declined 2%.

Key facts