RF · 8-K · 20260807PR000057
Consumer Banking Demand Trends
REGIONS FINANCIAL CORP · 2026-08-07 · Importance 40 · Surprise 56
Consumer Banking’s non-interest-bearing deposit balances increased 1% year to date, while deposit costs remained 82 basis points year to date. Mortgage production increased 16% year to date, small-business lending production increased 47%, home-equity production increased 9%, and credit-card spend increased 8%. Home-equity capability investments improved pull-through by 500 basis points, and a new merchant partnership increased referrals 4% year to date. Second-quarter 2026 net charge-offs were 63 basis points, down 7 basis points year over year and 6 basis points from the first quarter.