RF · 8-K · 20260807PR000057

Net Income and Profitability

REGIONS FINANCIAL CORP · 2026-08-07 · Importance 37 · Surprise 22

Net income available to common shareholders was $549 million in the second quarter of 2026, up $15 million, or 2.8%, year over year, and up $10 million, or 1.9%, sequentially. Adjusted net income available to common shareholders increased to $583 million, up $45 million, or 8.4%, from the second quarter of 2025. Adjusted diluted EPS rose to $0.68 from $0.60 a year earlier, a 13.3% increase, and increased 9.7% from $0.62 in the first quarter. Adjusted return on average tangible common shareholders’ equity was 20.18%, compared with 19.48% in the second quarter of 2025 and 18.26% in the first quarter.

Key facts

• Net income available to common shareholders (GAAP) for year ended 2025: $2,061 million. source
• Adjusted net income available to common shareholders (non-GAAP) for quarter ended 6/30/2026: $583 million. source
• Adjusted diluted EPS (non-GAAP) for quarter ended 6/30/2026: $0.68. source
• Income before income taxes (GAAP) for quarter ended 6/30/2026: $718 million. source
• Net income available to common shareholders (GAAP) for quarter ended 6/30/2026: $549 million. source
• Net income available to common shareholders (GAAP) for quarter ended 6/30/2026 increased $10 million (1.9%) vs 1Q26. source
• Diluted EPS (GAAP) for quarter ended 6/30/2026: $0.64. source
• Return on average tangible common shareholders' equity for quarter ended 6/30/2026: 19.01%. source