RJF · 10-Q · 2026Q2 · Full report

Liquidity and Capital Position

RAYMOND JAMES FINANCIAL INC · 2026-08-05 · Importance 61 · Surprise 32 · From source text

Common equity tier 1 capital declined to $10.651 billion at June 30, 2026 from $11.081 billion at September 30, 2025, while total capital declined to $11.126 billion from $11.687 billion. Treasury stock increased to a $5.104 billion deduction from $4.022 billion, and goodwill and identifiable intangible deductions increased to $2.376 billion from $1.703 billion after the 2026 acquisitions. Standardized risk-weighted assets increased to $49.442 billion from $48.430 billion, including $46.458 billion of credit risk-weighted assets and $2.984 billion of market risk-weighted assets. RJF maintains capital above regulatory minimums and requires a capital conservation buffer to support dividends, share repurchases, and bonus payments.

Key facts

• Total common equity tier 1 capital (CET1)/Tier 1 capital as of June 30, 2026: $10,651 million (down from $11,081 million at September 30, 2025) source
• Total capital (Tier 1 + Tier 2) as of June 30, 2026: $11,126 million (down from $11,687 million at September 30, 2025) source
• Total standardized risk-weighted assets as of June 30, 2026: $49,442 million (up from $48,430 million at September 30, 2025) source
• Immediate credit available from the FHLB as of June 30, 2026 based on collateral pledged: $9.5 billion source
• As of June 30, 2026, our bank subsidiaries had pledged certain bank loans with the Federal Reserve and had $18.0 billion in immediate credit available from the FRB based on collateral pledged source
• RJF corporate cash as of June 30, 2026: $2.52 billion; RJF had loaned $771 million to RJ&A as of June 30, 2026 source
• We filed a “universal” shelf registration statement with the SEC on May 8, 2024 that, subject to certain conditions, will be effective through May 8, 2027. source
• As of June 30, 2026, tier 1 leverage ratio: 11.7% and total capital ratio: 22.5% source

Impact estimates