RJF · 10-Q · 2026Q2 · Full report
Macroeconomic Factors Impact
RAYMOND JAMES FINANCIAL INC · 2026-08-05 · Importance 29 · Surprise 48 · In source text
Raymond James states that a significant economic downturn, deterioration in real estate values, or problems in concentrated sectors could increase provisions for credit losses and loan charge-offs. Nonperforming assets were 0.22% of Bank segment assets at June 30, 2026, down from 0.29% at September 30, 2025, but management warns that prolonged market deterioration could reverse this trend. The company’s loan portfolio is evaluated using current and forecasted macroeconomic conditions, industry concentrations, geographic exposure, and portfolio composition.
Key facts
- The occurrence of a natural disaster or severe weather event in any of these states could result in additional credit loss provisions and/or charge-offs and negatively impact net income and regulatory capital. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| net_income | negative | contingent | — | The occurrence of a natural disaster or severe weather event in any of these states could result in additional credit loss provisions… |