RJF · 10-Q · 2026Q2 · Full report

Corporate Loan Concentration

RAYMOND JAMES FINANCIAL INC · 2026-08-05 · Importance 13 · Surprise 6

Loan funds represented 9% of corporate bank loans held for sale and investment and 3% of total loans held for sale and investment at June 30, 2026. Subscription lines represented 6% and 2%, respectively, while transportation and logistics represented 4% and 1%. Within CRE loans, multifamily represented 11% of corporate bank loans and 4% of total loans, industrial warehouse represented 9% and 3%, and office real estate represented 5% and 2%. No single state accounted for more than 2% of total loans held for sale and investment for CRE collateral, and Canadian CRE collateral represented less than 2%.

Key facts

• As of June 30, 2026, C&I industry concentration: Loan funds comprised 9% of total corporate bank loans held for sale and investment and 3% of total loans held for sale and investment. source
• As of June 30, 2026, CRE industry concentration: Multi-family comprised 11% of total corporate bank loans held for sale and investment and 4% of total loans held for sale and investment. source
• As of June 30, 2026, CRE industry concentration: Industrial warehouse comprised 9% of total corporate bank loans held for sale and investment and 3% of total loans held for sale and investment. source
• As of June 30, 2026, C&I industry concentration: Subscription lines comprised 6% of total corporate bank loans held for sale and investment and 2% of total loans held for sale and investment. source
• As of June 30, 2026, C&I industry concentration: Transportation and logistics comprised 4% of total corporate bank loans held for sale and investment and 1% of total loans held for sale and investment. source
• As of June 30, 2026, CRE industry concentration: Office real estate comprised 5% of total corporate bank loans held for sale and investment and 2% of total loans held for sale and investment. source
• No single state individually accounted for more than 2% of the total loans held for sale and investment for the CRE loan portfolio collateral locations. source
• CRE loans with collateral located in Canada represented less than 2% of total loans held for sale and investment. source