RL · 10-Q · 2026Q3 · Full report

Supplier Finance Program

RALPH LAUREN CORP · 2026-11-05 · Importance 52 · Surprise 56 · From source text

Outstanding payment obligations under the voluntary supplier finance program were $243.2 million at September 26, 2026, up from $172.1 million at March 28, 2026. Participating inventory suppliers may sell receivables due from Ralph Lauren, generally subject to 90-day payment terms, to a financial institution for earlier discounted payment. Supplier participation does not affect the company’s payment terms or amounts owed, and Ralph Lauren has not pledged assets or provided guarantees under the program.

Key facts

• Outstanding payment obligations under the supplier finance program were $243.2 million as of September 26, 2026 and $172.1 million as of March 28, 2026, recorded in accounts payable. source
• Supplier participation does not affect Ralph Lauren's vendor payment terms or amounts due; Ralph Lauren has not pledged assets or provided guarantees under the program. source
• Ralph Lauren's supplier finance program allows inventory suppliers, at their discretion, to sell receivables generally due under 90-day payment terms to a participating financial institution at a discounted amount for earlier payment. source

Impact estimates