SW · 10-Q · 2026Q3 · Full report

Balance Sheet and Liquidity

Smurfit Westrock plc · 2026-11-04 · Importance 55 · Surprise 32

At September 30, 2026, Smurfit Westrock had $723 million of cash and cash equivalents and $4,561 million of undrawn committed facilities, for total available liquidity of $5,284 million. Total debt was $14,049 million, including $842 million of current debt; total debt had increased $276 million since year-end, and borrowings excluding carrying-value changes increased $334 million. The $4,500 million revolving loan facility was extended in June 2026 to a June 2031 maturity, and undrawn committed facilities had a 4.7-year weighted-average maturity. Outstanding supplier obligations under the two primary supply-chain-financing programs were $357 million, generally averaging approximately 12% of accounts payable.

Key facts

• In June 2026, Smurfit Westrock exercised the second one-year extension option on its $4,500 million revolving loan facility, extending maturity to June 2031. source
• As of September 30, 2026, Smurfit Westrock had $4,561 million in undrawn committed facilities and $5,284 million of available liquidity, including $723 million of cash and cash equivalents. source
• As of September 30, 2026, Smurfit Westrock had $14,049 million of total debt and $842 million of current debt. source
• Smurfit Westrock believes its operating cash flows, cash on hand, commercial paper program, committed credit lines and capital-markets access will be adequate to meet liquidity and capital requirements, including declared dividends, for the next 12 months and the foreseeable future. source
• As of September 30, 2026, Smurfit Westrock held $723 million in cash and cash equivalents: $188 million in euro, $203 million in U.S. dollars and $332 million in other currencies. source
• Total debt increased $276 million in the nine months ended September 30, 2026; excluding carrying-value changes, borrowings increased $334 million. source
• Receivables transferred through customer-based supply chain financing programs were 6% of Smurfit Westrock’s accounts receivable balance as of September 30, 2026. source
• Outstanding payment obligations to financial institutions under Smurfit Westrock’s two primary supplier supply-chain-financing programs were $357 million as of September 30, 2026; suppliers’ elected sales generally average approximately 12% of accounts payable. source