TRU · 10-Q · 2026Q1 · Full report

Regulatory Risk (CFPB matter)

TransUnion · 2026-04-28 · Importance 69 · Surprise 82

TransUnion reports that on February 28, 2025 the CFPB, Trans Union LLC, TransUnion Interactive, Inc. and a former executive filed a joint stipulation to voluntarily dismiss the lawsuit related to the 2017 Consent Order, and the Court dismissed the suit on March 21, 2025. As a result, during Q1 2025 the company adjusted a previously accrued $56.0 million liability for this matter to zero because the loss was no longer probable. The filing directs readers to Note 15, 'Contingencies,' for additional information. Management treated this as a discrete legal outcome that impacted prior-period accruals and SG&A comparability.

Key facts

• During the first quarter of 2025 TransUnion adjusted the $56.0 million previously accrued for the CFPB-related matter to zero because the loss was no longer probable.
• On February 28, 2025 TransUnion filed a joint stipulation to voluntarily dismiss the lawsuit related to the 2017 CFPB Consent Order, and the Court dismissed the lawsuit on March 21, 2025.