TRU · 10-Q · 2026Q1 · Full report
Liquidity and Cash Position
TransUnion · 2026-04-28 · Importance 62 · Surprise 40
TransUnion reports principal sources of liquidity as operating cash flow, cash and cash equivalents, and its Senior Secured Revolving Credit Facility; cash and cash equivalents totaled $732.5 million at March 31, 2026 (down from $853.6 million at December 31, 2025), of which $594.9 million was held outside the U.S. as of March 31, 2026. The company amended the Revolving Credit Facility (Amendment No. 25, Feb 11, 2026) to increase borrowing capacity to $1.0 billion and had $520.0 million drawn with $478.8 million available as of March 31, 2026; it may also request additional incremental loans up to the greater of $1,000.0 million and 100% of Consolidated EBITDA subject to covenant tests. Management states cash on hand, operating cash flow and available revolver capacity are expected to be sufficient to fund planned capex, debt service, acquisitions (including Trans Union de Mexico), dividends and operating needs for at least the next twelve months, subject to usual risks.
Key facts
- Cash used in investing activities increased by $500.1 million for the three months ended March 31, 2026 compared with the same period in 2025
- Cash provided by (used in) financing activities increased $441.5 million for the three months ended March 31, 2026 compared with the same period in 2025
- Net change in cash and cash equivalents decreased by $(51.5) million for the three months ended March 31, 2026 compared with the same period in 2025
- Cash used in investing activities was $(586.7) million for the three months ended March 31, 2026
- Cash provided by (used in) financing activities was $400.9 million for the three months ended March 31, 2026
- The acquisition of Trans Union de Mexico was funded primarily with proceeds from the Senior Secured Revolving Credit Facility and cash on hand.
- Cash used in investing activities was $(86.6) million for the three months ended March 31, 2025
- Net change in cash and cash equivalents was $(121.1) million for the three months ended March 31, 2026
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| cash | negative | realized | -4.9% | Cash used in investing activities was $(586.7) million for the three months ended March 31, 2026 |
| cash | negative | realized | -4.2% | Cash used in investing activities increased by $500.1 million for the three months ended March 31, 2026 compared with the same period in… |
| cash | positive | realized | +3.7% | Cash provided by (used in) financing activities increased $441.5 million for the three months ended March 31, 2026 compared with the same… |
| cash | positive | realized | +3.3% | Cash provided by (used in) financing activities was $400.9 million for the three months ended March 31, 2026 |
| cash | negative | realized | -1.0% | Net change in cash and cash equivalents was $(121.1) million for the three months ended March 31, 2026 |
| cash | negative | realized | -0.4% | Net change in cash and cash equivalents decreased by $(51.5) million for the three months ended March 31, 2026 compared with the same… |
| liability | negative | realized | — | The acquisition of Trans Union de Mexico was funded primarily with proceeds from the Senior Secured Revolving Credit Facility and cash on… |