TSLA · News · 20261102N

FSD Insurance Distribution

Tesla, Inc. · 2026-11-02 · Importance 26 · Surprise 30

Lemonade expanded its Autonomous Car insurance program for Tesla vehicles to drivers in Arizona, Colorado, and Tennessee. The offer covers vehicles with HW3 hardware running Full Self-Driving (Supervised) v14 Lite and provides a 30% discount on miles driven with FSD engaged. The program uses Tesla’s Fleet API to distinguish FSD-driven miles from human-driven miles for pricing.

Key facts

• Lemonade's Tesla insurance program offers drivers in Arizona, Colorado and Tennessee with HW3 hardware and FSD (Supervised) v14 Lite a 30% discount on miles driven with FSD engaged. source
• Lemonade's insurance program uses Tesla's Fleet API to distinguish FSD-driven miles from human-driven miles and price them accordingly. source