UNH · 8-K · 20260716PR000191
Guidance / Outlook
UNITEDHEALTH GROUP INC · 2026-07-16 · Importance 75 · Surprise 60 · In source text
UnitedHealth Group updated its full-year 2026 outlook, raising consolidated adjusted diluted earnings per share to a range of $19.50 to $20.00 and projected net earnings to UNH shareholders of greater than $16,750 for 2026. The company provided segment-level operating earnings guidance for the year: UnitedHealthcare > $12,000 million, Optum Health > $2,275 million, Optum Insight > $4,925 million, Optum Rx > $6,250 million, and total Optum > $13,450 million. Management also provided operating assumptions including a Medical Care Ratio guidance of 88.1% ± 25 basis points, a tax rate of ~18.5% and projected cash flows from operations of approximately $24,000 million for full-year 2026. The guidance applies to the full year 2026 and the release notes reconciliations to adjusted (non-GAAP) measures on page 16 of the release.
Key facts
- Updated full year 2026 adjusted net earnings per share outlook: $19.50 to $20.00. source
- Updated full year 2026 diluted net earnings per share range: $18.45 - $18.95. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| net_income | unclear | committed | — | Updated full year 2026 adjusted net earnings per share outlook: $19.50 to $20.00. |
| net_income | unclear | committed | — | Updated full year 2026 diluted net earnings per share range: $18.45 - $18.95. |