UNH · 8-K · 20260716PR000191

Outstanding Indebtedness and Credit Facilities

UNITEDHEALTH GROUP INC · 2026-07-16 · Importance 42 · Surprise 14

UnitedHealth Group reported long-term debt, net of current maturities, of $69,501 million as of June 30, 2026 and short-term borrowings and current maturities of long-term debt of $3,827 million. Interest expense was $962 million for Q2 2026 and $1,917 million for the six months ended June 30, 2026, down from $2,025 million in the prior-year six‑month period. The company’s debt-to-capital ratio was 41.2% at quarter end and management continues to target a long-term debt-to-capital ratio of approximately 40.0% by year-end 2026. Net change in short‑term borrowings and long‑term debt was a cash outflow of $4,813 million in the six months ended June 30, 2026.

Key facts

• Long-term debt, less current maturities as of June 30, 2026: $69,501 million. source
• Six months ended June 30, 2026 net change in short-term borrowings and long-term debt: $(4,813) million. source
• Short-term borrowings and current maturities of long-term debt as of June 30, 2026: $3,827 million. source