UNH · 10-Q · 2026Q2 · Full report

Income Tax Rate Changes

UNITEDHEALTH GROUP INC · 2026-08-10 · Importance 51 · Surprise 64 · No source text

The effective tax rate increased 6.1 percentage points to 18.6% in the second quarter of 2026 and 1.0 point to 18.6% for the first six months. The second-quarter tax provision increased $788 million to $1.298 billion, while the six-month provision increased $638 million to $2.780 billion. The year-ago rate benefited from tax benefits that had a larger effect because of lower pretax income. The 2026 rate also reflected taxable earnings mix and the updated full-year effective tax-rate expectation.

Key facts

Impact estimates

metricdirectionstageexpectedbasis
marginnegativerealized-6.1%Provision for income taxes for the three months ended June 30, 2026: $1,298 million compared to $510 million in 2025 (increase of $788…
net_incomenegativerealized-0.7%Provision for income taxes for the three months ended June 30, 2026: $1,298 million compared to $510 million in 2025 (increase of $788…