UNH · 10-Q · 2026Q2 · Full report

Income Tax Rate Changes

UNITEDHEALTH GROUP INC · 2026-08-10 · Importance 31 · Surprise 32

The effective income tax rate increased 6.1 percentage points to 18.6% in the second quarter of 2026 and 1.0 percentage point to 18.6% for the first six months. The provision for income taxes increased $788 million to $1.298 billion in the quarter and $638 million to $2.780 billion for six months. The 2025 tax rate benefited disproportionately from tax benefits because prior-year pretax income was lower. The 2026 increase also reflected taxable earnings mix and an updated full-year effective tax rate expectation.

Key facts

• Provision for income taxes for the three months ended June 30, 2026 was $1,298 million compared to $510 million for the three months ended June 30, 2025. source
• Effective tax rate was 18.6% for the three months and six months ended June 30, 2026. source