UNH · 10-Q · 2026Q3 · Full report

Portfolio Divestitures and Restructuring

UNITEDHEALTH GROUP INC · 2026-11-03 · Importance 34 · Surprise 42

Strategic portfolio actions generated gains of $224 million in the third quarter and $415 million in the first nine months of 2026, including gains on businesses held for sale and an asset sale, partly offset by losses on remaining South American operations. Nine-month segment impacts included gains of $522 million at Optum Insight, $141 million at UnitedHealthcare, and $8 million at Optum Rx, partly offset by a $256 million Optum Health loss. Restructuring and other actions included a $400 million United Health Foundation contribution funded by cash proceeds from an Optum Insight business disposition. For the nine months, these actions increased operating costs by $415 million, while loss-contract reserves decreased medical costs by $282 million.

Key facts

• Portfolio actions resulted in gains of $224 million for the three months and $415 million for the nine months ended September 30, 2026. source
• Third-quarter 2026 portfolio actions produced net gains of $141 million at UnitedHealthcare and $85 million at Optum Health, partially offset by net losses of $2 million at Optum Insight. source
• Year-to-date 2026 portfolio actions produced gains of $522 million at Optum Insight, $141 million at UnitedHealthcare and $8 million at Optum Rx, partially offset by a $256 million net loss at Optum Health. source