WFC · News · 20260915N

Net Interest Income Trends

WELLS FARGO & COMPANY/MN · 2026-09-15 · Importance 75 · Surprise 60 · In source text

Wells Fargo expects approximately $50 billion of net interest income for the full year. Third-quarter net interest margin guidance improved, indicating a more favorable near-term spread outlook than previously expected. The improvement is material because net interest income is a primary earnings driver for the bank. The reported outlook was presented ahead of the Federal Reserve’s expected 25-basis-point rate hike.

Key facts

Impact estimates

metricdirectionstageexpectedbasis
revenueunclearprobable—Wells Fargo expects its net interest income to be around $50 billion for the full year.
marginpositiveprobable—Wells Fargo showed an improvement in its net interest margin (NIM) guidance for the third quarter.