XYZ · 8-K · 20260805PR335117

Lending Products Expansion

Block, Inc. · 2026-08-05 · Importance 70 · Surprise 56 · No source text

As of June 30, 2026, total lending products reached $6.928 billion, up $2.273 billion from $4.655 billion a year earlier. Loans held for investment increased by $2.709 billion to $3.749 billion, while net consumer receivables rose by $275 million to $2.478 billion. The company reported $1.834 billion of capital deployed to grow lending products over the trailing twelve months ended June 30, 2026, partly funded by $1.809 billion of warehouse-facility borrowings and offset by $1.370 billion of repayments.

Key facts

• Cash App Consumer Lending origination volume in Q2 2026: $18.9 billion, up 59% year over year. source
• Total lending products at Jun. 30, 2026: $6,928 (in millions) compared to $4,655 (in millions) at Jun. 30, 2025, change: $2,273 (in millions). source
• Capital deployed to grow lending products (trailing twelve months ended Jun. 30, 2026): $1,834 (in millions). source
• Block deployed $1.8 billion in capital to grow lending products over the last 12 months (per non-GAAP cash flow definition). source
• Cash App Consumer Lending origination volume has grown over 2x in the last 2 years (company statement). source
• Consumer receivables, net at Jun. 30, 2026: $2,477,706 (in thousands). source
• Loans held for investment, net at Jun. 30, 2026: $3,749,254 (in thousands). source
• Cohort-level Borrow risk loss rates remained healthy as Block shifted more origination volume toward its six-week loan product. source

Impact estimates