What CORPAY, INC.'s SEC filings said

10-Q for 2026Q3, filed 5 Nov 2026. Each line is something a filing stated, ranked by score and linked to its source.

Ranked highest

Guidance and Outlook80 · importance in its document · 8-K exhibit · 4 Nov 2026
On November 4, 2026, Corpay raised its fiscal 2026 outlook following third-quarter results and improved expectations for the fourth quarter. Full-year revenue guidance is $5.340 billion to $5.360 billion, representing 18% growth at the…
Segment Profitability72 · importance in its document · 10-Q · 2026Q3
Corporate Payments operating income increased 31.5% to $605.3 million for the nine months ended September 30, 2026, supported by revenue growth and integration synergies, partly offset by sales investment and one-time integration costs.…
Acquisition / Partnership / Divestiture65 · importance in its document · 10-Q · 2026Q3
Corpay sold PayByPhone in March 2026 for approximately $424.7 million net of cash disposed and recorded a $125.5 million pretax gain for the nine months; it recorded an additional $3.0 million gain in the third quarter from…
FTC Settlement and Litigation65 · importance in its document · 10-Q · 2026Q3
On July 1, 2026, Corpay reached an agreement with FTC staff on a proposed consent order intended to resolve the FTC investigation, the District Court action, the administrative action, and remaining issues in the case. The order remains…
Corporate Payments Demand64 · importance in its document · 10-Q · 2026Q3
Corporate Payments revenue increased 42.7% to $1,623.9 million in the nine months ended September 30, 2026, with organic revenue growth of 16%. Organic spend volume grew 36%, driven by strong new sales in payables and cross-border…

Ranked by score, 0–100. A topic read from a document carries its importance within that document; an 8-K event carries the rule score that ranks a filing among filings. Neither is about the share price, and the two scales are named on each row because they are not the same measure.

Latest report: 10-Q · 2026Q3 filed 5 Nov 2026

Full report · Filing on EDGAR

Segment ProfitabilityImportance 72 · +2 more on this subject
Corporate Payments operating income increased 31.5% to $605.3 million for the nine months ended September 30, 2026, supported by revenue growth and integration synergies, partly offset by sales investment and one-time…
Acquisition / Partnership / DivestitureImportance 65 · +1 more on this subject
Corpay sold PayByPhone in March 2026 for approximately $424.7 million net of cash disposed and recorded a $125.5 million pretax gain for the nine months; it recorded an additional $3.0 million gain in the third quarter…
FTC Settlement and LitigationImportance 65
On July 1, 2026, Corpay reached an agreement with FTC staff on a proposed consent order intended to resolve the FTC investigation, the District Court action, the administrative action, and remaining issues in the case.…
Corporate Payments DemandImportance 64 · +3 more on this subject
Corporate Payments revenue increased 42.7% to $1,623.9 million in the nine months ended September 30, 2026, with organic revenue growth of 16%. Organic spend volume grew 36%, driven by strong new sales in payables and…
Capital Return ProgramImportance 64
Corpay repurchased 40.9 million shares for $10.5 billion in aggregate from the program’s inception through September 30, 2026. A $1.0 billion authorization increase approved April 23, 2026 brought total authorization…
Revenue Performance and MixImportance 59
Revenue, net rose 17.9% to $1,381.9 million in the third quarter of 2026 and 21.4% to $3,981.7 million for the first nine months, with organic growth of 11% in both periods. Corporate Payments grew 40.8% to $571.3…
Geographic Revenue TrendsImportance 58
Third-quarter U.S. revenue increased to $623.7 million from $575.0 million, Brazil revenue rose to $227.1 million from $182.5 million, and U.K. revenue increased to $207.7 million from $159.1 million. For the first…
Strategic InvestmentImportance 58
Corpay and TPG formed a limited partnership that completed its acquisition of AvidXchange in October 2025. Corpay invested approximately $578 million for approximately 35% of the partnership’s equity, at an enterprise…
Operating Expense TrendsImportance 52 · +1 more on this subject
Nine-month processing expense increased 19.2% to $845.3 million, including $47 million of higher credit-loss expense from increased transaction volumes and $23 million of unfavorable foreign-exchange impact. Selling…
Liquidity and Debt PositionImportance 49
At September 30, 2026, Corpay reported approximately $4.0 billion of total liquidity, including $3.1 billion of unrestricted cash and $0.9 billion available under its Credit Facility; some cash supports customer…
Income Tax Rate ChangesImportance 41
The third-quarter income-tax provision declined to $120.0 million from $143.3 million, and the effective tax rate fell to 23.9% from 34.0%. The lower quarterly rate primarily reflected an improved geographic mix of…
Depreciation and AmortizationImportance 41
Depreciation and amortization expense was $348.8 million for the nine months ended September 30, 2026, an increase of 26.1% year over year. The increase was driven by incremental capital expenditure investments, about…

8-K filings last 12 months

Guidance raised4 Nov 2026 · 8-K Item 2.02 · Flagged · rule score 60
“Fiscal Year 2026 Outlook : “We are raising our full-year 2026 outlook to reflect our strong third quarter results and improved expectations for the fourth quarter,” said Peter Walker.”
Read from the attached exhibit: Guidance and Outlook · Capital Return Program · Segment Revenue Performance
Results (release not read)5 Aug 2026 · 8-K Item 2.02 · Routine · rule score 20
Read from the attached exhibit: FTC Legal Settlement · Guidance and Outlook · Liquidity and Debt Position
Management change (filing not read)24 Jul 2026 · 8-K Item 5.02 · Routine · rule score 20
Results (release not read)7 May 2026 · 8-K Item 2.02 · Routine · rule score 20
Results (release not read)4 Feb 2026 · 8-K Item 2.02 · Routine · rule score 20
Management change (filing not read)22 Jan 2026 · 8-K Item 5.02 · Routine · rule score 20

Topics are read from the text of the 10-K, 10-Q or the exhibit attached to an 8-K, each linked to the passage it came from. 8-K events are labelled by fixed rules from the item codes and the filing text — the same rules for every company and every year. The Full Picture merges these with earnings calls and news.