ALL · 8-K · 20260805PR000117
Auto Insurance Profitability
ALLSTATE CORP · 2026-08-05 · Importance 59 · Surprise 48 · From source text
Allstate Protection Auto earned premiums increased 1.2% to $9.644 billion, while underwriting income rose 20.7% to $1.606 billion. The recorded combined ratio improved 2.7 points to 83.3, reflecting favorable prior-year reserve releases and improved underlying losses. Auto policies in force grew 2.8% to 25.951 million, and new business increased 8.8% through affordability initiatives, expanded distribution, higher marketing and new products. The underlying combined ratio improved 0.2 points to 87.6.
Key facts
- Allstate Protection auto underwriting income was $1,606 million in the quarter compared to $1,331 million in the prior year quarter (20.7% increase). source
- Allstate Protection auto premiums written were $9,572 million for the three months ended June 30, 2026, a 0.4% increase from $9,533 million in 2025. source
- Allstate Protection auto recorded combined ratio was 83.3 in the second quarter of 2026, a 2.7 point improvement from 86.0 in the prior year quarter. source
- Allstate Protection auto policies in force were 25,951 thousand, a 2.8% increase from 25,243 thousand in 2025; new business increased 8.8%. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| operating_income | positive | realized | +1.8% | Allstate Protection auto underwriting income was $1,606 million in the quarter compared to $1,331 million in the prior year quarter (20.7%… |
| revenue | positive | realized | +0.3% | Allstate Protection auto premiums written were $9,572 million for the three months ended June 30, 2026, a 0.4% increase from $9,533… |