ALL · Financials

ALLSTATE CORP

Ranked earnings events from SEC filings, earnings calls, press releases and news. Full Picture: what to focus on this earnings window

News · 2026-08-08

• Net Income and ProfitabilityImportance 62 · Surprise 46
  Allstate generated $3.2 billion of net income in the second quarter of 2026. Quarterly earnings were $8.99 per share, up from $5.94 per share a year earlier and above the $5.76 consensus estimate. Profit growth was…
• Revenue Performance and MixImportance 60 · Surprise 40
  Allstate reported an 11.8% year-over-year revenue increase for the second quarter of 2026. Revenue growth reflected policy expansion across auto, homeowners and protection-services businesses. The Property-Liability…

News · 2026-08-07

• Operating Income and MarginsImportance 20 · Surprise 24
  Allstate's second-quarter combined ratio improved to 86.6%, indicating stronger underwriting profitability. The first-half combined ratio was 84.3%, supported by improved Property-Liability underwriting. Auto remained…

News · 2026-08-06

• Market Demand TrendsImportance 23 · Surprise 24
  Allstate continued expanding policies across its auto, homeowners and protection-services businesses. Auto remained highly profitable, while homeowners returned to underwriting profitability and both businesses resumed…

Earnings call · 2026-08-05

• Acquisition / Partnership / DivestitureImportance 77 · Surprise 82
  Management said Allstate continues to evaluate acquisitions as a way to leverage capabilities and drive growth, citing SquareTrade and National General as successful prior acquisitions. SquareTrade has grown to more…
• Operating Income and MarginsImportance 69 · Surprise 64
  The Property-Liability combined ratio improved 4.5 points year over year to 86.6%, while the underlying combined ratio was 79.4%, flat with the prior-year quarter. Auto Insurance’s combined ratio improved 2.7 points to…
• Net Income and Investment IncomeImportance 64 · Surprise 56
  Second-quarter net income was $3.2 billion, while adjusted net income was $2.3 billion, or $8.99 per diluted share. First-half adjusted net income reached $5.1 billion, or $19.65 per share, and adjusted net income…
• Capital Return ProgramImportance 58 · Surprise 42
  Allstate returned $1.3 billion to shareholders during the second quarter, including $1 billion of common-share repurchases. The company has $2.6 billion remaining under its $4 billion repurchase authorization announced…
• Liquidity and Capital PositionImportance 56 · Surprise 24
  Deployable capital at the holding company increased to $9.5 billion, or approximately $37 per common share outstanding. Management said Allstate has sufficient capital to complete the remaining $3 billion of its $4…
• Revenue Performance and MixImportance 54 · Surprise 40
  Second-quarter total revenue increased 11.8% year over year to $18.6 billion. Net premiums written rose 2.6%, supported by continued growth in auto and homeowners insurance, while issued applications increased 9.9%.…
• Advertising and Expense TrendsImportance 52 · Surprise 42
  Allstate invested $1.1 billion in advertising during the first half of 2026 to support acquisition and distribution growth. Higher advertising accounted for about half of the Property-Liability expense-ratio increase…
• Supply Chain ConstraintsImportance 35 · Surprise 64
  Management described the post-pandemic auto claims environment as having included a nearly 60% increase in used-car prices, higher parts costs, longer repair times and increased bodily-injury severity. These conditions…
• Macroeconomic Factors ImpactImportance 35 · Surprise 64
  Management said inflation continues to affect auto physical-damage severity, particularly parts and labor costs, while bodily-injury severity remains elevated relative to physical-damage severity. Used-car prices…
• Products and TechnologyImportance 31 · Surprise 42
  Allstate is pursuing a technology-driven strategy that embeds more than 250 analytical models, 40 petabytes of data and 1.5 billion CPU compute hours across pricing, sales, claims, investments and capital management.…
• Geographic Market CommentaryImportance 31 · Surprise 42
  Illinois was identified as an opportunity market where Allstate is growing but not yet at the level management believes possible. A state-focused go-to-market team is optimizing the mix of exclusive agents, direct…
• AI Adoption RecognitionImportance 31 · Surprise 42
  Allstate is building Ally, an enterprise large-language and Agentic AI ecosystem intended to improve customer value, reduce expenses, improve pricing and claims accuracy, and support growth. The architecture includes…
• Customer and Channel GrowthImportance 25 · Surprise 32
  Total policies in force increased 3.8% year over year to 215.9 million, including 2.6% growth in Property-Liability and 4.1% growth in Protection Services. Auto policies grew 2.8% and homeowners policies grew 2.9% in…
• Market Demand TrendsImportance 25 · Surprise 32
  Allstate reported continued growth in auto and homeowners insurance, supported by a 9.9% increase in issued applications and a 3.8% increase in total policies in force to 215.9 million. Auto insurance new business…
• Distribution ChannelsImportance 17 · Surprise 24
  Allstate is expanding acquisition through Allstate agents, independent agents and direct sales via phone or web, with new-business growth described as balanced across all three channels. Direct growth is being…
• Competition and Market ShareImportance 17 · Surprise 24
  Management said Allstate is gaining market share in auto and homeowners insurance through more affordable pricing, new products, sophisticated risk segmentation and broader distribution rather than relying solely on…
• Regulatory RiskImportance 15 · Surprise 24
  Management cited tort reform and other legal reforms as factors that have beneficially reduced costs associated with litigation. The company is hopeful that these reforms continue in Georgia and Louisiana. Management…

8-K · 2026-08-05

• Property-Liability Segment PerformanceImportance 69 · Surprise 64
  Property-Liability earned premiums increased 4.0% year over year to $14.918 billion, driven by policy-in-force growth and higher homeowners insurance average premiums. Underwriting income rose 56.7% to $2.006 billion…
• Investment Income and GainsImportance 63 · Surprise 64
  Allstate Investments managed an $87.8 billion portfolio at June 30, 2026, up from $83.2 billion at December 31, 2025. Second-quarter net investment income increased $255 million to $1.009 billion, with market-based…
• Capital Return ProgramImportance 63 · Surprise 50
  Allstate repurchased $1.0 billion of common shares during the second quarter of 2026. The company paid $280 million in dividends during the quarter, bringing total shareholder returns to $1.3 billion. Over the last…
• Auto Insurance ProfitabilityImportance 59 · Surprise 48
  Allstate Protection Auto earned premiums increased 1.2% to $9.644 billion, while underwriting income rose 20.7% to $1.606 billion. The recorded combined ratio improved 2.7 points to 83.3, reflecting favorable…
• Homeowners Insurance ProfitabilityImportance 54 · Surprise 40
  Allstate Protection Homeowners earned premiums increased 11.4% to $4.201 billion, while written premiums rose 8.1% to $4.752 billion. Underwriting income improved to a $226 million profit from a $76 million loss in the…
• Protection Services GrowthImportance 54 · Surprise 40
  Protection Services revenue increased 7.8% year over year to $935 million, primarily due to continued Protection Plans growth. Protection Plans revenue rose 9.2% to $615 million, driven by strong international and…
• Interest Rate EnvironmentImportance 54 · Surprise 40
  Allstate reported $837 million of market-based investment income in the second quarter of 2026, up 14.2% year over year. The increase reflected growth in market-based asset balances to $78.0 billion and higher…
• Protection Services PerformanceImportance 48 · Surprise 40
  Protection Services revenue increased 7.8% year over year to $935 million, primarily due to continued Protection Plans growth. Protection Services adjusted net income declined $7 million to $53 million because of…
• Revenue Performance and MixImportance 47 · Surprise 22
  Second-quarter 2026 consolidated revenues were $18.596 billion, up 11.8% from $16.633 billion in the prior-year quarter. Property and casualty insurance premiums rose to $15.670 billion from $15.041 billion, while net…
• Liquidity and Debt PositionImportance 47 · Surprise 22
  Allstate held $840 million of cash at June 30, 2026, compared with $678 million at December 31, 2025. Total investments increased to $87.802 billion from $83.237 billion over the same period. Debt was $7.492 billion at…
• Distribution Channels ExpansionImportance 47 · Surprise 58
  Allstate said its strategic growth plans are being executed through expanded distribution, affordability initiatives, increased marketing and new products. Auto new business increased 8.8%, and homeowners new business…
• Product Launch and TransitionImportance 31 · Surprise 42
  Allstate-branded Affordable, Simple, Connected auto insurance products are available in 45 states, while the related homeowners product is available in 41 states. Custom360 middle-market standard and preferred auto and…
• Market Demand TrendsImportance 30 · Surprise 40
  Total policies in force increased 3.8% year over year to 215.9 million, with Property-Liability policies up 2.6% to 38.9 million. Auto policies in force grew 2.8%, while auto new business increased 8.8% due to…
• Geographic Market CommentaryImportance 23 · Surprise 24
  Allstate-branded Affordable, Simple, Connected auto products were available in 45 states, while the related homeowners product was available in 41 states as of the second quarter of 2026. Custom360 middle-market auto…

News · 2026-08-05

• Net Income and ProfitabilityImportance 62 · Surprise 46
  Allstate generated $3.2 billion of net income in the second quarter of 2026. Quarterly earnings were $8.99 per share, up from $5.94 per share a year earlier and above the $5.76 consensus estimate. Profit growth was…