BAC · News · 20261015N
Net Interest Income Guidance
BANK OF AMERICA CORP /DE/ · 2026-10-15 · Importance 68 · Surprise 68 · In source text
CFO Alastair Borthwick projected at least 8% net interest income growth for 2027, above Bank of America’s prior medium-term target of 5% to 7%. Management maintained its approximately 8% NII growth expectation for 2026. The outlook assumes three 25-basis-point interest-rate increases through June 2027, with loan growth, deposit growth and fixed-rate asset repricing identified as key drivers.
Key facts
- Bank of America projected net interest income (NII) growth of at least 8% for 2027. source
- Bank of America maintained an approximately 8% net interest income growth expectation for 2026. source
- Bank of America's NII outlook assumes three 25-basis-point interest rate increases through June 2027. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| revenue | positive | probable | — | Bank of America projected net interest income (NII) growth of at least 8% for 2027. |
| revenue | positive | probable | — | Bank of America maintained an approximately 8% net interest income growth expectation for 2026. |