BAC · Financials

BANK OF AMERICA CORP /DE/

Ranked earnings events from SEC filings, earnings calls, press releases and news. Full Picture: everything published this earnings window

News · 2026-11-08

• Semiconductor Market OutlookImportance 15 · Surprise 24
  Bank of America sees a potential recovery in semiconductor stocks in early 2027, citing improving U.S. policy clarity, corporate buybacks and relatively attractive valuations. It said investors may need to wait for…

News · 2026-11-07

• Securities Fraud LitigationImportance 20 · Surprise 24
  A class action lawsuit was filed against Bank of America on behalf of investors who purchased common stock from August 1, 2025, through October 13, 2026. The complaint alleges that weaknesses in the bank’s Bank Secrecy…

News · 2026-11-06

• Wealth Management GrowthImportance 26 · Surprise 24
  Bank of America has room to deepen banking relationships with clients in its Merrill Wealth Management franchise. About 67% of Merrill clients already maintain banking relationships, leaving the remaining client base…
• FX / Currency ImpactImportance 18 · Surprise 24
  Bank of America advised buying the New Taiwan dollar and South Korean won after a recent AI-driven equity sell-off. Its Asia foreign-exchange and rates strategy head, Claudio Piron, said the currencies’ current-account…
• Interest Rate OutlookImportance 10 · Surprise 6
  Bank of America strategist Michael Hartnett said investors should remain risk-off until central banks end rate hikes, the 10-year U.S. Treasury yield falls below 4.5%, and oil drops below $80 per barrel. He said weak…
• U.S. Debt Ceiling OutlookImportance 8 · Surprise 24
  Bank of America strategists, alongside Barclays and Morgan Stanley, said updated U.S. Treasury financing estimates and a higher cash balance could bring the debt ceiling date forward to mid-to-late February. They…

News · 2026-11-05

• Payments Market Demand TrendsImportance 17 · Surprise 24
  Bank of America reported strong third-quarter results across its payments-company coverage universe, with 10 of 12 companies beating revenue expectations. All four companies reporting profit figures exceeded forecasts,…

News · 2026-11-03

• AML Regulatory Settlement ChargeImportance 53 · Surprise 60
  Bank of America recorded a US$1.2 billion regulatory settlement charge tied to anti-money-laundering oversight issues in Q3 2026, contributing to weaker-than-expected quarterly results. The settlement was followed by…
• Knoxville Market Share ExpansionImportance 23 · Surprise 24
  Bank of America named Josh Barnes president of its Knoxville market, effective October 28, 2026, succeeding Terry L. Cline. Barnes will lead local market strategy and collaboration across the bank’s eight lines of…
• AML Regulatory SettlementImportance null · Surprise null
  Bank of America recorded a US$1.2 billion regulatory settlement charge in Q3 2026 tied to anti-money-laundering oversight issues. The settlement has been followed by multiple class action lawsuits alleging compliance…

News · 2026-11-02

• AI Infrastructure Economic ImpactImportance 8 · Surprise 24
  BofA Global Research economists warned that a sustained correction in the AI trade is one of the larger risks to the U.S. and global economy. They said a slowdown could weaken growth directly through reduced spending…

News · 2026-11-01

• AI Export Boom SpilloversImportance 42 · Surprise 64
  Bank of America’s analysis identified Taiwan as the largest domestic beneficiary of Asia’s AI export boom, followed by South Korea. It said AI-related exports are a major growth driver for Taiwan, South Korea, and…

News · 2026-10-31

• Branch Network ExpansionImportance 34 · Surprise 42
  Bank of America is opening its first financial centers in Wisconsin. It plans further branch openings in Alabama and Louisiana. The rollout includes new hiring and capital investment as the bank expands its mix of…
• Tokenized Deposits NetworkImportance 29 · Surprise 42
  Bank of America has joined a major Wall Street tokenization project. The project targets parts of a US$30 trillion asset market. The report does not identify the project’s participants, specific assets, or Bank of…
• Tokenized Securities PilotImportance 29 · Surprise 42
  Bank of America has joined a major Wall Street tokenization project. The project targets parts of the US$30 trillion asset market. The report does not specify the project’s timeline, the bank’s investment, or the…

News · 2026-10-30

• AML Regulatory Settlement ChargeImportance 59 · Surprise 60
  Bank of America was fined more than $1.21 billion for failures to report suspicious transactions, an amount above the materiality threshold. The penalty reduced earnings per share by about $0.17 in the reported…
• AML Regulatory SettlementImportance 59 · Surprise 60
  U.S. regulators imposed a $1.21 billion penalty on Bank of America for failing to report suspicious transactions and alleged anti-money-laundering deficiencies. Senator Elizabeth Warren urged the Department of Justice…

News · 2026-10-22

• AML Regulatory SettlementImportance 59 · Surprise 60
  Investors sued Bank of America and its two top executives, alleging they understated money-laundering problems before a $1.2 billion fine. The lawsuit focuses on alleged disclosures made before the penalty was imposed.…
• Semiconductor Demand TrendsImportance 39 · Surprise 64
  South Korea expects semiconductor demand to remain stronger than available supply through at least 2027, despite ongoing capacity expansion by manufacturers. Gartner projects worldwide semiconductor revenue of $1.6…
• Semiconductor Market OutlookImportance 39 · Surprise 64
  Bank of America projects the global semiconductor total addressable market will nearly double to $3.2 trillion by 2030 from $1.7 trillion in 2026. South Korea’s finance minister said semiconductor demand is expected to…
• Competition and Market ShareImportance 30 · Surprise 40
  Bank of America held 24.91% of Massachusetts deposits in 2026, equivalent to $100.4 billion. Its share was substantially larger than Citizens Bank’s 14.7%. The 25 largest banks in Massachusetts collectively held…
• Management ChangesImportance 28 · Surprise 42
  Bank of America appointed Jim Fitterling and Bill Thomas to its board of directors effective immediately. Fitterling previously led Dow and remains its executive chairman, while Thomas previously served as chairman and…
• Deposit Franchise GrowthImportance 18 · Surprise 24
  Bank of America held $100.4 billion of Massachusetts deposits in 2026, representing a 24.91% state deposit share. Its Massachusetts share was substantially larger than Citizens Bank’s 14.7% share. The 25 largest…
• Quarterly Dividend DeclarationImportance 13 · Surprise 6
  Bank of America declared a quarterly dividend of $0.32 per share. The reported dividend implies an annualized yield of approximately 2.5% based on the cited share price. The declaration represents a recurring…

8-K · 2026-10-21

• Management ChangesImportance 31 · Surprise 42
  Bank of America appointed Jim Fitterling and Bill Thomas to its Board of Directors effective October 21, 2026. Fitterling, age 65, served as Dow Inc.’s CEO from 2018 to 2026 and became its executive chairman in 2026,…

News · 2026-10-21

• Senior Notes IssuanceImportance 40 · Surprise 42
  Bank of America is issuing fixed-rate callable notes due November 9, 2029. The notes carry a 5.55% annual interest rate paid monthly and are senior unsecured obligations. Bank of America may redeem the notes early on…
• Wealth Management GrowthImportance 32 · Surprise 24
  Bank of America’s wealth franchise is presented as a meaningful contributor beyond traditional lending spreads, with Global Wealth and Investment Management generating $1.41 billion of second-quarter 2026 net income…
• Quarterly Dividend DeclarationImportance 6 · Surprise 6
  Bank of America declared a fourth-quarter 2026 common-stock cash dividend of $0.32 per share. The common dividend is payable December 24, 2026, to shareholders of record as of December 4, 2026. The board also declared…

News · 2026-10-20

• Financing ActivitiesImportance 79 · Surprise 66
  Bank of America returned to the investment-grade bond market with a perpetual-notes offering shortly after an $8 billion capital raising. The new notes were initially marketed at a 7.5% to 7.625% yield and are first…
• Quarterly Dividend IncreaseImportance 31 · Surprise 42
  Bank of America raised its quarterly dividend to $0.32 per share. The increase was reported alongside quarterly EPS of $1.08 and 3.2% year-over-year revenue growth. The digest does not provide the prior dividend amount…
• Commercial Lending DemandImportance 25 · Surprise 32
  Bank of America is growing lending faster than deposits, with average loans up 8% year over year while deposits increased 2%. Global Banking balances grew 8%, whereas Consumer Banking balances increased approximately…
• Quarterly Earnings PerformanceImportance 18 · Surprise 14
  Bank of America reported quarterly EPS of $1.08, slightly below analyst expectations, while revenue increased 3.2% year over year. Second-quarter average loans increased 8% year over year, with Global Banking balances…
• Macroeconomic Factors ImpactImportance 17 · Surprise 24
  Bank of America’s top executive in France, Vanessa Holtz, said the bank is closely monitoring political and fiscal turbulence in France. The unrest has included violent protests and property damage, creating…

News · 2026-10-19

• AML Regulatory SettlementImportance 47 · Surprise 60
  Bank of America is facing Treasury penalties tied to past failures in anti-money-laundering and sanctions compliance. The resulting remediation requirements are increasing compliance demands, legal proceedings, and…
• Capital Return ProgramImportance 45 · Surprise 64
  Bank of America has reduced its outstanding share count by nearly one-third over the past decade through recurring stock buybacks. The lower share count contributed to a 122% increase in diluted earnings per share over…
• Credit Loss ProvisionsImportance 31 · Surprise 32
  Bank of America was among four major U.S. banks that collectively recorded $7.6 billion of credit provisions in the quarter. The combined provision total was approximately 3% lower than a year earlier. Actual loan…
• Agentic AI Payment ControlsImportance 31 · Surprise 42
  Bank of America is limiting AI agents’ access to customer accounts, particularly consumer deposit accounts. The bank is keeping money movements under human control rather than allowing autonomous tools to transfer…
• Consumer Spending PerformanceImportance 30 · Surprise 40
  The four largest U.S. banks, including Bank of America, reported that consumer and business customers remained resilient despite sharply higher borrowing costs. Lending across JPMorgan Chase, Bank of America, Citigroup…
• Interest Rate OutlookImportance 17 · Surprise 24
  Bank of America analysts continue to forecast a Federal Reserve interest-rate hike at the October 28, 2026 meeting. Markets were pricing only a 20% probability of a hike as of October 19. BofA said September inflation…
• Quarterly Earnings PerformanceImportance 13 · Surprise 6
  Bank of America reported higher quarterly revenue but a softer bottom line. The earnings decline was attributed to a cautious credit backdrop, lending-margin pressure, trading flows, higher costs, reserve builds, or…

News · 2026-10-18

• Quarterly Earnings and DividendImportance 37 · Surprise 6
  Bank of America reported third-quarter EPS of $1.08 and revenue of $29.96 billion. Both EPS and revenue slightly missed analyst expectations. The bank raised its quarterly common-stock dividend to $0.32 per share.

News · 2026-10-17

• Quarterly Earnings and DividendImportance 32 · Surprise 6
  Bank of America reported quarterly EPS of $1.08, which fell short of analyst expectations. Quarterly revenue was $29.96 billion and also missed analyst expectations. The company raised its quarterly dividend to $0.32…

News · 2026-10-16

• AI Infrastructure DemandImportance 10 · Surprise 6
  Bank of America analyst Vivek Arya said AI hardware demand continues to climb despite semiconductor stocks trading at valuations comparable to Cisco after the dot-com bubble burst. He highlighted Nvidia, Broadcom, and…

News · 2026-10-15

• Net Interest Income GuidanceImportance 68 · Surprise 68
  CFO Alastair Borthwick projected at least 8% net interest income growth for 2027, above Bank of America’s prior medium-term target of 5% to 7%. Management maintained its approximately 8% NII growth expectation for…
• AML Regulatory Settlement ChargeImportance 53 · Surprise 60
  The U.S. Department of the Treasury and Office of the Comptroller of the Currency announced more than $1.21 billion in penalties against Bank of America on October 13, 2026. The enforcement actions concern violations…
• Digital Channel GrowthImportance 41 · Surprise 58
  Bank of America processed 213 million CashPro payments during the first half of 2026, representing 10% year-over-year growth. The bank launched Payments Insights in September to help corporate clients analyze payment…
• CashPro Payments AdoptionImportance 41 · Surprise 58
  Bank of America processed 213 million CashPro payments in the first half of 2026, up 10% year over year. CashPro serves corporate treasurers managing cash and payments. The September launch of Payments Insights added…
• Bond Portfolio Unrealized LossesImportance 40 · Surprise 42
  Bank of America was reported to have more than $100 billion of paper losses in its bond portfolio. The unrealized losses could affect the capital available to the bank and the returns generated on that capital. The…
• Quarterly Earnings PerformanceImportance 30 · Surprise 14
  Bank of America’s Q3 2026 revenue rose 3.1% year over year to $30.11 billion, but missed the $30.56 billion analyst estimate by 1.5%. Adjusted EPS was $1.08, 2% below the $1.10 consensus estimate. Net income declined…
• Capital Markets ActivityImportance 20 · Surprise 24
  Major Wall Street banks experienced a capital-markets slowdown in the third quarter of 2026 after a strong first half. Dealmaking activity stalled amid higher bond yields, volatility in AI-related trading and…

Earnings call · 2026-10-14

• Quarterly Earnings PerformanceImportance 37 · Surprise 6
  On a normalized basis, Bank of America reported more than $8 billion of earnings across its diversified businesses. Management attributed approximately $3.5 billion to consumer banking, $2 billion to commercial…
• Income Tax Rate ChangesImportance 37 · Surprise 60
  The overall effective tax rate was 23% for the quarter. Excluding the non-tax-deductible $1.2 billion regulatory settlement charge, the adjusted effective tax rate was approximately 20%. The settlement charge therefore…
• Consumer Spending ResilienceImportance 35 · Surprise 48
  Management said consumer money movement was up 5% year-over-year through the third quarter and remained at a similar level in early October. Paychecks and direct deposits were growing across low-, middle-, and…
• International Market ActivityImportance 30 · Surprise 40
  International commercial loans in global banking grew 15% year over year, outpacing overall commercial-loan growth. Global markets also reported a record third-quarter international revenue contribution, while higher…
• Investment Banking Fee TrendsImportance 30 · Surprise 40
  Management said investment-banking fees were up 16% year-to-date after nine months, while third-quarter activity softened as clients recalibrated valuations following the rate move. Despite the temporary pause,…
• Agentic AI Payment ControlsImportance 30 · Surprise 42
  Management is working with agent providers and account aggregators to keep customers in control of payment decisions and require a human to remain in the loop before funds move. The initiative is intended to prevent…
• Credit Loss ProvisionsImportance 26 · Surprise 24
  Provision expense was approximately $1.3 billion, lower than the second quarter, while the net charge-off ratio improved to 44 basis points. The consumer card loss rate improved to 3.22%, and card delinquencies…
• Trading Revenue PerformanceImportance 26 · Surprise 24
  Bank of America said third-quarter markets performance was hurt by its fixed-income-heavy mix, particularly strength in credit, mortgages, and municipals during an extreme bear-market quarter. Management expects the…
• Interest Rate OutlookImportance 20 · Surprise 24
  Management said the third quarter’s rate move and resulting volatility temporarily reduced client transactional activity, but expects fourth-quarter markets performance to benefit as conditions moderated in the first…
• AI Infrastructure Economic ImpactImportance 17 · Surprise 24
  Management said AI capital expenditures are supporting the U.S. economy and creating capital requirements across AI companies and related businesses. It warned that a slowdown in AI activity could affect construction,…