CB · News · 20260716N

Valuables Insurance Demand

Chubb Ltd · 2026-07-16 · Importance 14 · Surprise 24

Chubb’s survey of affluent U.S. collectors aged roughly 20 to 45 found that 78% purchase watches, jewelry, art, wine and sports memorabilia as investments. Collections typically range from $10,000 to more than $100,000, while more than half of respondents remain uninsured. 94% want valuables insurance, with 38% preferring to buy coverage at the point of sale. A related survey reported that 58% prefer online purchasing, indicating demand for embedded and digital distribution channels.

Key facts

• A Chubb survey found affluent collectors (HENRYs) amass collections worth $10,000 to $100,000+. source
• The Chubb survey found 94% of affluent young collectors want to purchase valuables insurance. source
• The Chubb survey found 78% of affluent young U.S. collectors (HENRYs) buy luxury items as long-term investments. source
• The Chubb survey found 58% of these collectors prefer online purchasing for valuables insurance. source
• 38% of surveyed collectors stated a preference for purchasing valuables insurance at the point of sale. source