CB · Financials

Chubb Ltd

Ranked earnings events from SEC filings, earnings calls, press releases and news. Full Picture: everything published this earnings window

News · 2026-11-09

• Life Insurance DemandImportance 44 · Surprise 58
  Chubb’s international life insurance premiums and deposits collected grew 15.7% year over year, indicating increased demand for its international life products. On Nov. 5, Chubb Life Indonesia launched Chubb Premier…
• Life Insurance GrowthImportance 36 · Surprise 40
  In the third quarter of 2026, Chubb’s Life Insurance segment income rose 11.4% year over year to $369 million. International life insurance premiums and deposits collected increased 15.7%. The international life…

News · 2026-11-03

• Distribution Channels and PartnershipsImportance 30 · Surprise 42
  Chubb entered a new multi-year partnership with Currys, a UK omnichannel technology retailer. Chubb will underwrite Currys’ mobile phone insurance offerings through the retailer’s physical and digital channels. The…

News · 2026-11-02

• Distribution Channels ExpansionImportance 17 · Surprise 24
  Chubb ranked No. 2 overall in the 2026 J.D. Power U.S. Small Commercial Insurance Study, rising five places, and ranked No. 1 in Digital Channels. The recognition reflects its digital capabilities for small-business…

10-Q · 2026-10-28

• Cash Flow and LiquidityImportance 69 · Surprise 64
  Net cash provided by operating activities increased to $13.748 billion for the nine months ended September 30, 2026, from $8.756 billion in the prior-year period, primarily due to higher net premiums collected, lower…
• Corporate Losses and ExpensesImportance 66 · Surprise 74
  Corporate net loss attributable to Chubb was $1.278 billion in the third quarter of 2026 and $3.913 billion for the first nine months. The nine-month net loss increased 33.8% from $2.925 billion in 2025, while the…
• North America Commercial P&C PerformanceImportance 53 · Surprise 40
  North America Commercial P&C nine-month net premiums written declined 1.1% to $16.001 billion, while net premiums earned increased 2.2% to $15.584 billion. Segment income fell 11.7% to $1.685 billion in the third…
• North America Personal P&C GrowthImportance 53 · Surprise 48
  North America Personal P&C net premiums written increased 5.3% to $1.909 billion in the third quarter and 6.4% to $5.644 billion for the first nine months of 2026. Nine-month net premiums earned rose 8.3% to $5.409…
• Catastrophe Losses and ReservesImportance 51 · Surprise 64
  Third-quarter 2026 pre-tax catastrophe losses were $705 million, compared with $285 million in the prior-year quarter; nine-month 2026 losses were $1.680 billion, versus $2.556 billion in 2025. Third-quarter…
• Life Insurance GrowthImportance 50 · Surprise 40
  Life Insurance net premiums written rose 13.4% to $6.186 billion for the first nine months of 2026, while segment income increased 9.3% to $1.028 billion. International life growth included 12.0% growth in traditional…
• Revenue Performance and MixImportance 49 · Surprise 32
  For the nine months ended September 30, 2026, total revenues rose 5.5% to $46.784 billion, while third-quarter revenues were nearly flat at $16.195 billion, up 0.3%. Nine-month net premiums earned increased 7.1% to…
• Net Investment Income TrendsImportance 47 · Surprise 40
  Net investment income rose 8.6% to $1.791 billion for the three months ended September 30, 2026, and 10.1% to $5.260 billion for the nine months, compared with the prior-year periods. The increases were primarily…
• Operating Income and MarginsImportance 41 · Surprise 40
  The consolidated P&C combined ratio increased to 84.1% in the third quarter of 2026 from 81.8%, primarily reflecting catastrophe losses of 5.4 percentage points versus 2.3 points a year earlier. For the first nine…
• Overseas General GrowthImportance 40 · Surprise 40
  Overseas General net premiums written increased 10.5% to $12.399 billion for the first nine months of 2026, or 5.4% in constant dollars; net premiums earned rose 12.0% to $11.817 billion. Nine-month segment income…
• Agricultural Insurance ResultsImportance 38 · Surprise 32
  North America Agricultural Insurance net premiums written increased 5.1% to $1.532 billion for the third quarter and 6.2% to $2.619 billion for the first nine months of 2026, primarily driven by Multiple Peril Crop…
• Global Reinsurance PerformanceImportance 35 · Surprise 40
  Global Reinsurance net premiums written declined 8.1% to $1.004 billion for the first nine months of 2026, while net premiums earned fell 10.7%. The nine-month combined ratio improved 4.4 points to 77.5%, primarily…
• Investment Portfolio LossesImportance 25 · Surprise 24
  Pre-tax net unrealized investment portfolio losses were $4.836 billion for the three months and $6.305 billion for the nine months ended September 30, 2026, primarily reflecting interest-rate changes. Total investments…
• ESG and SustainabilityImportance 17 · Surprise 24
  Chubb identifies climate change as a factor that complicates catastrophe-loss modeling and could affect exposure to natural catastrophe risks. The company stress-tested its U.S. hurricane, inland flood, and wildfire…
• Share Repurchase ProgramImportance 15 · Surprise 42
  Chubb repurchased $3.3 billion of common shares during the nine months ended September 30, 2026, through open-market transactions under its Board authorization. In May 2026, the Board authorized repurchases of up to…
• Long-term Debt IssuanceImportance 9 · Surprise 24
  Chubb INA issued CHF200 million (approximately $254 million) of 1.02% senior unsecured notes due 2032 in March 2026, and repaid $1.5 billion of 3.35% notes at maturity in May. In May, it also issued $1.0 billion of…
• Quarterly Dividend IncreaseImportance 9 · Surprise 32
  Shareholders approved an annual dividend of up to $4.08 per share, or CHF3.20, at the May 2026 annual general meeting, expected to be paid in four quarterly installments of $1.02 per share. The approved annual dividend…

News · 2026-10-22

• Revenue Performance and MixImportance 37 · Surprise 6
  Chubb reported quarterly revenue of $16.20 billion, exceeding analyst estimates. Quarterly earnings were $7.66 per share, also above expectations. Investment income and premium growth drove performance despite…
• Litigation and Legal RiskImportance 31 · Surprise 42
  Chubb subsidiary Ace American Insurance Co. sued Circa Resort & Casino and CEO Derek Stevens in federal court over coverage obligations. The underlying claim alleges that a security guard attacked an unhoused man…
• Quarterly Dividend DeclarationImportance 9 · Surprise 6
  Chubb paid a quarterly dividend of $1.02 per share. The payment represents a direct cash return to shareholders during the reported quarter. The digest did not report a change to the dividend amount or a new…

News · 2026-10-21

• Revenue Performance and MixImportance 42 · Surprise 14
  Chubb reported third-quarter 2026 revenue of $16.81 billion, up 4.2% year over year and $90 million above the $16.72 billion consensus estimate. Consolidated net premiums earned increased 3.9% year over year to $14.92…
• Operating Income and MarginsImportance 42 · Surprise 14
  Third-quarter 2026 core operating earnings reached a record $7.66 per share, exceeding the $6.53 consensus estimate by 17.3%. Chubb’s reported operating margin was 22.2%, down from 23.9% in the year-earlier quarter.…
• Net Income and ProfitabilityImportance 38 · Surprise 14
  Chubb reported third-quarter 2026 net income of $2.844 billion, up 1.5% year over year. Diluted earnings per share increased 4.4% to $7.30, while nine-month net income reached $8.02 billion and diluted EPS was $20.46.…
• Distribution Channels and PartnershipsImportance 31 · Surprise 42
  Chubb Wealth formed a partnership with Hamilton Lane to widen access to private-market investments in Hong Kong. The arrangement expands Chubb’s wealth-management distribution reach in the Hong Kong market. It may also…
• Competition and Pricing PressureImportance 17 · Surprise 24
  Chubb described competitive market conditions in commercial property and casualty insurance. The company also discussed emerging liability exposures associated with artificial intelligence, which could influence…

Earnings call · 2026-10-20

• Operating Income and MarginsImportance 64 · Surprise 56
  Third-quarter P&C underwriting income was nearly $2.1 billion, with a combined ratio of 84.1%. Year-to-date underwriting income reached a record $5.8 billion, up nearly 34%. The global P&C ex-catastrophe combined ratio…
• Catastrophe Losses and ReservesImportance 64 · Surprise 56
  Pre-tax catastrophe losses were $705 million in the third quarter, principally from global weather events and an earthquake in Latin America. Catastrophe losses totaled $1.7 billion through nine months, compared with…
• Guidance / OutlookImportance 60 · Surprise 58
  Excluding catastrophe losses and foreign exchange, the CEO expressed confidence in Chubb’s medium-term ability to outperform and generate strong growth in operating earnings and EPS. He also expects double-digit growth…
• Net Income and ProfitabilityImportance 59 · Surprise 48
  Third-quarter core operating earnings were $2.98 billion, or a record $7.66 per share; earnings were down about 2% and EPS was up about 1% year over year, reflecting exceptionally light catastrophe losses in the…
• Net Investment Income TrendsImportance 49 · Surprise 32
  Adjusted net investment income was a record $1.89 billion in the quarter, supported by improved fixed-income conditions and record cash flows. Fixed-income investments represented 88% of invested assets, and…
• Balance Sheet and LiquidityImportance 49 · Surprise 32
  Chubb reported book value of $73 billion and described its liquidity as excellent. Adjusted operating cash flow reached a record $12.8 billion over the first nine months of 2026. Invested assets exceeded $175 billion,…
• Capital Return ProgramImportance 44 · Surprise 24
  Chubb returned $1.6 billion to shareholders in the third quarter: $1.2 billion through share repurchases at an average price of $344.32 and $393 million in dividends. For the first nine months, total capital returned…
• Acquisition / Partnership / DivestitureImportance 40 · Surprise 42
  Strategic Holdings and Chubb's holding-company partnership with KKR agreed during the quarter to sell their investment in USI Insurance Services to Aon. The investment was $740 million, and the expected realized gain…
• AI Liability Regulatory RiskImportance 40 · Surprise 42
  The CEO described AI liability as a growing exposure not yet contemplated in casualty underwriting and said insurers need to understand, manage, and address it. Chubb anticipates some combination of coverage…
• Income Tax Rate ChangesImportance 36 · Surprise 24
  The core operating effective tax rate was 19.9% in the third quarter, near the top of the previously guided range. Management attributed the rate to shifts in income mix and discrete tax items. Chubb continued to…
• Competition and Pricing PressureImportance 32 · Surprise 24
  Management said commercial P&C markets were becoming more competitive globally, particularly in the U.S. and London, with competitive conditions spreading from property into casualty. In numerous casualty areas,…
• AI Liability CoverageImportance 31 · Surprise 42
  Management characterized AI liability as a growing exposure that has not generally been contemplated in casualty underwriting to date and said it needs to be understood, managed, and addressed. Chubb expects the…
• Investment Portfolio LossesImportance 26 · Surprise 24
  Rising interest rates produced $4.5 billion of net realized and unrealized losses in the third quarter. Chubb said its investment portfolio had a moderate duration and conservative investment-grade credit profile, with…
• Operating Expense TrendsImportance 26 · Surprise 24
  Management said Chubb's global operating expense ratio has been trending lower and continues to improve. Digital transformation, foundational technology, data, algorithmic tools, large language models, and agentic…
• International Market GrowthImportance 26 · Surprise 24
  Management described Asia as one of the world’s faster-growing regions, citing rising middle-class activity, digitization, and growth in small and mid-sized businesses. It said Southeast Asia, Korea, and Taiwan were…
• Data Center Insurance DemandImportance 26 · Surprise 24
  Management said data center development was currently more heavily in the construction phase, with operational-phase insurance opportunities still ahead. Chubb is active in physical property construction coverage,…
• Interest Rate EnvironmentImportance 26 · Surprise 24
  Management said rising interest rates benefit current and future operating income, citing growing fiscal deficits, inflation, and public- and private-sector competition for capital. Chubb maintained moderate duration…
• Data Center Insurance OpportunityImportance 26 · Surprise 24
  Management said data-center development, particularly for hyperscalers and medium-sized projects, is currently more in the construction phase, with operations still ahead. Projects have been announced, but only a…
• Revenue Performance and MixImportance 25 · Surprise 32
  Total P&C premiums increased 1.9% in the quarter, while Overseas General grew 6.7%, North America Personal Lines rose 5.3%, and Agriculture increased more than 5%. North America Commercial premiums declined 2.7%,…
• Asia Market Growth OutlookImportance 25 · Surprise 32
  The CEO identified North America, particularly the United States, and Asia as the regions currently growing more exceptionally. He linked Asian growth in Southeast Asia, Korea, and Taiwan to U.S. capital investment in…
• Long-term Debt IssuanceImportance 13 · Surprise 6
  Chubb issued approximately CHF 400 million of debt during the third quarter at a weighted-average cost of 1.1%. The debt has an average term of five years. Proceeds are for general corporate purposes, including…
• Distribution Channels ExpansionImportance 13 · Surprise 6
  Management described small commercial, lower middle market, and middle market growth as supported by local geographic reach, broad product offerings, and industry-specific coverage expertise. Chubb uses data and…

8-K · 2026-10-20

• Revenue Performance and MixImportance 41 · Surprise 14
  Third-quarter consolidated net premiums written increased 1.9% to $15.14 billion, including P&C growth of 1.9% to $13.18 billion and Life Insurance growth of 1.4% to $1.96 billion. North America Personal grew 5.3% to…
• Guidance / OutlookImportance 39 · Surprise 50
  Management expects North America Commercial growth to improve in future quarters after a 2.7% decline in third-quarter net premiums written, driven by reduced property and financial-lines exposure, additional…
• Net Investment Income TrendsImportance 32 · Surprise 32
  Pre-tax net investment income increased 8.6% year over year to a record $1.79 billion, while adjusted net investment income increased 6.3% to a record $1.89 billion. Quarterly adjusted investment income included $97…
• Market Demand TrendsImportance 32 · Surprise 22
  Consolidated net premiums written increased 1.9% to $15.1 billion, with P&C up 1.9% to $13.18 billion and Life Insurance up 1.4% to $1.96 billion. North America Personal P&C grew 5.3% and North America Agriculture grew…
• FX / Currency ImpactImportance 32 · Surprise 24
  Foreign-currency movements partially offset investment-related losses, contributing $551 million of foreign currency gains to book value during the third quarter. For the nine months ended September 30, 2026, foreign…
• Life Insurance DemandImportance 29 · Surprise 22
  Life Insurance net premiums written increased 1.4% to $1.96 billion, or 3.7% in constant dollars. International life net premiums written and deposits collected rose 15.7% to $2.44 billion, or 18.6% in constant…
• Competition and Pricing PressureImportance 25 · Surprise 32
  Chubb reported that commercial property and casualty markets remained increasingly competitive across the United States and London during the third quarter. Management said most underwriting businesses still grew,…
• Geographic Market CommentaryImportance 23 · Surprise 22
  Overseas General grew 6.7%, or 5.2% in constant dollars, led by Latin America at 11.7%, Asia at 7.5% and Europe at approximately 7%. Overseas commercial P&C increased 6.3% to $2.25 billion and consumer P&C increased…
• Balance Sheet and LiquidityImportance 18 · Surprise 14
  At September 30, 2026, investments increased to $172.51 billion from $168.72 billion at December 31, 2025, while cash and restricted cash increased to $3.01 billion from $2.47 billion. Total assets rose to $283.51…