CB · 8-K · 20260721PR310312

Net Income and Profitability

Chubb Ltd · 2026-07-21 · Importance 58 · Surprise 46 · In source text

Second-quarter Chubb net income decreased 3.8% to $2.854 billion, or $7.30 per share versus $7.35, while core operating income increased 14.6% to $2.842 billion. The lower GAAP net income reflected a reduction in adjusted net realized gains and other after-tax items from $539 million of gains in the prior year to $47 million of gains in 2026. Annualized return on equity was 15.3%, compared with 17.6% in the prior-year quarter, while core operating return on tangible equity increased to 21.2% from 21.0%. For the first six months, net income rose 20.4% to $5.174 billion and core operating income rose 39.4% to $5.531 billion.

Key facts

• Net income for the quarter ended June 30, 2026 was $2.85 billion, or $7.30 per share. source
• Core operating income for the quarter ended June 30, 2026 was $2.84 billion, or $7.26 per share. source
• For the six months ended June 30, 2026, net income was $5.17 billion, or $13.17 per share. source
• For the six months ended June 30, 2026, core operating income was $5.53 billion, or $14.07 per share. source
• Annualized return on equity (ROE) for Q2 2026 was 15.3%; annualized core operating ROTE was 21.2% and annualized core operating ROE was 14.5%. source

Impact estimates