CB · 8-K · 20260721PR310312

Geographic Market Commentary

Chubb Ltd · 2026-07-21 · Importance 36 · Surprise 40

Overseas General insurance grew 10.2% year over year, or 4.8% in constant dollars. Within that segment, Latin America increased 15.6%, Asia increased 12.0%, and Europe increased 5.1%. North America was approximately flat overall, with commercial down 2.3% while personal lines and agriculture each grew 6.0%.

Key facts

• Overseas General Insurance net premiums written were $3,990 million, up 10.2% (4.8% in constant dollars), with consumer P&C up 12.1% and commercial P&C up 8.8%. source
• Total North America P&C Insurance net premiums written for Q2 2026 were $8,424 million, up 0.4% versus prior year, with a combined ratio of 81.5%. source
• North America Commercial P&C Insurance net premiums written were $5,594 million, down 2.3%, and Major accounts retail and E&S wholesale were $3,257 million, down 9.0%. source
• North America Personal P&C Insurance net premiums written were $2,054 million, up 6.0%, with a combined ratio of 67.3%. source
• North America Agricultural Insurance net premiums written were $776 million, up 6.0%, with a combined ratio of 89.7%. source
• Chubb employs approximately 45,000 people worldwide and operates in 54 countries and territories. source