JKHY · 10-K · 2026A · Full report

Contractual Obligations

JACK HENRY & ASSOCIATES INC · 2026-08-28 · Importance 64 · Surprise 42 · Contradicted

Contractual obligations totaled $2.178 billion at June 30, 2026, including operating lease obligations; off-balance-sheet contractual purchase obligations were $2.136 billion. A renewing customer agreement, server and cloud enrollment agreement, and volume licensing agreement signed in June 2026 added $94.1 million of obligations spread evenly over fiscal 2027 through fiscal 2029. The company excluded $24.9 million of uncertain tax position liabilities because it could not reasonably estimate their settlement amount or timing.

Key facts

• Three agreements signed in June 2026 added $94,146 to Jack Henry & Associates' contractual obligations, spread evenly over fiscal 2027 and the next two fiscal years. source
• Jack Henry & Associates had contractual obligations of $2,177,592, including operating lease obligations, at June 30, 2026. source
• Jack Henry & Associates had $2,135,981 in off-balance-sheet contractual purchase obligations at June 30, 2026. source
• Jack Henry & Associates had $32,952 of significant outstanding property and equipment purchase commitments at June 30, 2026. source
• Jack Henry & Associates' private and public cloud contracts predominantly have terms of six years at inception. source
• Jack Henry & Associates excluded $24,905 of uncertain tax position liabilities from contractual obligations because the ultimate amount or timing of settlement could not be reasonably estimated. source

Impact estimates