JKHY · 10-K · 2026A

JACK HENRY & ASSOCIATES INC

Filed 2026-08-28 · Technology · View original filing on EDGAR

Everything JKHY's SEC filings said, ranked

Ranked Events

• Capital Return ProgramImportance 83 · Surprise 82
  Jack Henry paid $170.4 million in dividends to stockholders during fiscal 2026, compared with $164.6 million in fiscal 2025. The company repurchased 2.947 million shares for $448.2 million during fiscal 2026, versus…
• Liquidity and Debt PositionImportance 71 · Surprise 82
  At June 30, 2026, cash and cash equivalents were $12.1 million, down from $102.0 million at June 30, 2025, while debt outstanding was $40.0 million. On March 25, 2026, the company entered into a five-year unsecured…
• Contractual ObligationsImportance 64 · Surprise 42
  Contractual obligations totaled $2.178 billion at June 30, 2026, including operating lease obligations; off-balance-sheet contractual purchase obligations were $2.136 billion. A renewing customer agreement, server and…
• Capital Expenditure ProgramImportance 54 · Surprise 48
  Fiscal 2026 investing activities used $277.7 million, including $184.2 million for enhancements and development of existing and new products and services. Facilities and equipment capital expenditures were $67.1…
• Operating Cash Flow TrendsImportance 48 · Surprise 40
  Net cash provided by operating activities increased 18.8% to $762.0 million in fiscal 2026 from $641.5 million in fiscal 2025. The company attributed the increase primarily to the year-over-year change in deferred…
• Net Income and EPS PerformanceImportance 45 · Surprise 40
  Fiscal 2026 net income increased 10.3% to $502.8 million from $455.7 million in fiscal 2025. Diluted earnings per share rose 11.9% to $6.98 from $6.24. The increase primarily reflected non-acquisition-related revenue…
• Revenue Performance and MixImportance 43 · Surprise 32
  Fiscal 2026 revenue increased 7.1% ($169.1 million) to $2.544 billion; excluding deconversion revenue and acquisition- and contract-change-related revenue, growth was 7.3% ($170.8 million). Services and support revenue…
• Acquisition / Partnership / DivestitureImportance 40 · Surprise 42
  On September 30, 2025, Jack Henry acquired substantially all assets of Victor for $42.390 million in cash. Victor is a cloud-native, API-first provider of direct-to-core embedded payments solutions. The stated…
• Operating Expense TrendsImportance 37 · Surprise 32
  Operating expenses increased 5.7%, or $102.7 million, in fiscal 2026; excluding deconversion, acquisition, asset-gain, and contract-change items, the increase was 6.1%, or $108.3 million. The increase primarily…
• Gross Margin DriversImportance 37 · Surprise 32
  Cost of revenue increased 5.4% to $1.434 billion in fiscal 2026, slower than revenue growth of 7.1%. Cost of revenue declined from 57% to 56% of revenue, reflecting a one-percentage-point improvement in gross margin.…
• Segment Revenue PerformanceImportance 37 · Surprise 32
  Core revenue increased 4.8% to $768.5 million, or 7.1% excluding deconversion revenue and the prior-year contract change, driven by cloud data processing and hosting and consulting, work orders, and release revenue.…
• Income Tax Rate ChangesImportance 35 · Surprise 22
  Income tax provision increased 15.1% to $150.0 million in fiscal 2026 from $130.3 million in fiscal 2025. The effective tax rate rose to 23.0% from 22.2%, primarily because fiscal 2025 investment tax credit benefits…
• Interest Expense TrendsImportance 29 · Surprise 38
  Interest income declined 16.6% to $23.1 million in fiscal 2026 from $27.8 million, reflecting lower interest earned on balances. Interest expense fell 48.4% to $5.4 million from $10.4 million. The company attributed…
• Guidance / OutlookImportance 26 · Surprise 24
  As it enters fiscal 2027, management expects continued revenue growth and strong margin expansion. It reports that technology spending by financial institutions remains strong and that demand for its technology…
• Digital And Payments GrowthImportance 26 · Surprise 24
  Jack Henry’s processing activity expanded across card, faster-payments, and digital and transaction services in fiscal 2026. Card growth was attributed to monthly service and risk-management fees, while digital and…
• U.S. Tax Law ChangesImportance 18 · Surprise 24
  The One Big Beautiful Bill Act (OBBBA) was enacted on July 4, 2025, changing U.S. federal income tax law. Key provisions restore permanent immediate expensing for domestic R&D expenditures, allow deductions for…
• Market Demand TrendsImportance 17 · Surprise 24
  Jack Henry reports that technology spending by financial institutions remains strong and that demand is clear for its differentiated technology solutions. The company describes a healthy sales pipeline and says it…

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