V · 8-K · 20260728PR000103

Revenue Performance and Mix

VISA INC. · 2026-07-28 · Importance 47 · Surprise 22 · No source text

Fiscal third-quarter net revenue was $11.6 billion, up 14% year over year and 13% on a constant-dollar basis. Data processing revenue increased 17% to $6.0 billion, while service revenue rose 14% to $4.9 billion. International transaction revenue increased 6% to $3.9 billion, and other revenue rose 45% to $1.5 billion. Client incentives increased 18% to $4.7 billion, reducing reported revenue growth relative to gross revenue categories.

Key facts

• Other revenue for the fiscal third quarter was $1,496 million, a 45% increase over the prior year. source
• Net revenue in the fiscal third quarter was $11.6 billion, an increase of 14%. source
• Service revenue for the fiscal third quarter was $4,922 million, an increase of 14% over the prior year. source
• Data processing revenue for the fiscal third quarter was $6,042 million, a 17% increase over the prior year. source
• Client incentives for the fiscal third quarter were $4,680 million, up 18% over the prior year. source
• International transaction revenue for the fiscal third quarter was $3,853 million, a 6% increase over the prior year. source
• Net revenue increased 13% on a constant-dollar basis in the fiscal third quarter. source

Impact estimates