V · Other

VISA INC.

Ranked earnings events from SEC filings, earnings calls, press releases and news. Full Picture: everything published this earnings window

News · 2026-11-07

• Quarterly Results AnnouncementImportance 33 · Surprise 6
  Visa reported Q4 2026 quarterly revenue of US$12.1 billion. Basic earnings per share were US$3.25. The report also cited a net profit margin above 50%.

News · 2026-11-06

• Agentic Commerce BenchmarkImportance 30 · Surprise 42
  Third-party reporting says Visa launched the Agentic Commerce Benchmark to evaluate AI-powered shopping experiences. The framework measures AI shopping agents for consistency, reliability, and trust in transaction…
• Strategic Initiatives — Singapore HubsImportance 30 · Surprise 42
  Third-party reporting says Visa created six global capability hubs in Singapore. The hubs target advanced payments, cybersecurity, quantum computing, and digital money infrastructure. The report provides no investment…

10-K · 2026-11-05

• Share Repurchase and Capital Return ProgramImportance 83 · Surprise 42
  Visa repurchased 61 million class A shares for $20.5 billion during fiscal 2026. In April 2026, the board authorized an additional $20.0 billion repurchase program, and $24.4 billion of authorization remained at…
• Acquisitions and DivestituresImportance 65 · Surprise 60
  In August 2026, Visa agreed to acquire BioCatch, a behavioral-first, multi-signal fraud-intelligence provider, for $2.4 billion in cash; the transaction remained subject to customary closing conditions and regulatory…
• Acquisition — BioCatchImportance 65 · Surprise 60
  In August 2026, Visa entered into a definitive agreement to acquire BioCatch for $2.4 billion in cash. BioCatch provides behavioral-first, multi-signal fraud intelligence. The acquisition remains subject to customary…
• Value-Added Services GrowthImportance 64 · Surprise 56
  Value-added services revenue reached $14.2 billion in fiscal 2026, up 31% from the prior year, with growth across all portfolios and the largest contributions from Issuing Solutions and Advisory and Other Services.…
• Interchange Litigation Provision and EscrowImportance 64 · Surprise 56
  Visa recorded $1.6 billion of additional accruals during fiscal 2026 for claims associated with interchange multidistrict litigation. It deposited an additional $1.3 billion into the U.S. litigation escrow account…
• Revenue Performance and MixImportance 54 · Surprise 40
  Fiscal 2026 net revenue rose 15% to $45.903 billion from $40.000 billion, driven primarily by cross-border volume, processed transactions and payments volume, partly offset by higher client incentives. U.S. revenue…
• Acquisition — Prisma and NewpayImportance 53 · Surprise 60
  Visa acquired Prisma Medios de Pago S.A.U. and Newpay S.A.U. in Argentina in February 2026. Total purchase consideration was $1.5 billion in cash. The filing identifies the transactions as acquisitions but does not…
• Market Demand Trends — Consumer Spending & Cross-borderImportance 48 · Surprise 40
  Fiscal 2026 volume growth was driven primarily by resilient consumer spending and continued expansion in digital commerce. Nominal payments volume grew 10%, supported by broad-based credit and debit spending, while…
• Liquidity and Cash PositionImportance 42 · Surprise 14
  At September 30, 2026, Visa held $12.9 billion of cash and cash equivalents and $850 million of available-for-sale debt securities. Operating cash flow increased to $23.728 billion in fiscal 2026 from $23.059 billion,…
• Regulatory Risk — Brazil Settlement RequirementsImportance 40 · Surprise 42
  Brazil’s Central Bank adopted enhanced prudential requirements for payment networks that may require Visa to absorb certain settlement-related losses involving sellers in Brazil when settlement failures occur and…
• Outstanding IndebtednessImportance 37 · Surprise 6
  Visa issued $3.0 billion of fixed-rate senior notes in February 2026, with maturities ranging from three to ten years. At September 30, 2026, senior-note principal outstanding totaled $22.6 billion. Principal payments…
• Operating Expense TrendsImportance 35 · Surprise 22
  Fiscal 2026 operating expenses rose 11% to $17.793 billion from $16.006 billion, primarily because of higher personnel and marketing expenses. Personnel expense increased to $7.934 billion from $6.961 billion,…
• OECD Global Minimum TaxImportance 29 · Surprise 24
  The OECD issued administrative guidance on implementing a 15% global minimum tax, which various jurisdictions have enacted or are considering. In fiscal 2026, Visa recorded a provision for global minimum taxes,…
• Class B Share ExchangeImportance 28 · Surprise 42
  In May 2026, Visa accepted 3 million tendered class B-1 shares and 120 million tendered class B-2 shares in its exchange offer. In exchange for the retired shares, Visa issued 61 million class B-3 shares and 23 million…
• Income Tax Rate ChangesImportance 25 · Surprise 32
  Visa's effective income tax rate was 16% in fiscal 2026, compared with 17% in fiscal 2025. Fiscal 2026 included a $314 million deferred tax benefit from a change in U.S. taxation of certain foreign earnings. Visa also…
• FX / Currency ImpactImportance 18 · Surprise 14
  Visa’s revenue is affected when payments volume and related revenue denominated in local currencies are converted to U.S. dollars. In fiscal 2026, exchange-rate movements increased net revenue growth by approximately…
• Macroeconomic Factors ImpactImportance 10 · Surprise 6
  Visa attributed volume growth primarily to continued resilience in consumer spending and ongoing digital-commerce expansion. It says future support from the shift toward digital commerce and electronic payments will…

News · 2026-11-05

• Dividend IncreaseImportance 44 · Surprise 58
  Visa announced a 16% dividend increase alongside its fiscal fourth-quarter and full-year 2026 results. The report characterized the increase as a signal of management’s confidence. The article did not specify the…
• Revenue Performance and MixImportance 35 · Surprise 22
  Visa’s fiscal fourth-quarter 2026 net revenue rose 13% year over year to $12.14 billion, narrowly exceeding the $12.08 billion consensus estimate. Adjusted earnings were $3.48 per share, up 17% year over year and 1.5%…
• Geographic Market CommentaryImportance 34 · Surprise 42
  Visa established six global capability hubs at its new Solution Center in Paya Lebar Green, Singapore. The center will host 1,500 employees working across agentic AI, cybersecurity, quantum computing and…
• Strategic Initiatives — Singapore HubsImportance 34 · Surprise 42
  Visa announced six global capability hubs at a new Solution Center in Paya Lebar Green, Singapore. The center will host 1,500 employees working on agentic AI, cybersecurity, quantum computing, next-generation payments…
• Agentic Commerce BenchmarkImportance 31 · Surprise 42
  Visa launched the Visa Agentic Commerce Benchmark to test leading AI models in realistic shopping scenarios. The models failed 42.8% of test runs, according to the report. Visa said the benchmark is intended to provide…
• Market Demand Trends — Consumer SpendingImportance 22 · Surprise 32
  Visa Business and Economic Insights forecasts U.S. holiday retail sales to increase 4.5% year over year, the strongest holiday sales growth since 2021. Consumers plan to spend an average of $777 on holiday gifts, up…

News · 2026-11-04

• Fraud and Security TrendsImportance 26 · Surprise 24
  Verifone deployed Visa’s Featurespace platform in its anti-fraud framework across Verifone gateways. The adaptive machine-learning platform assesses payments in real time across in-store, online and mobile channels. It…

News · 2026-11-03

• Revenue Performance and MixImportance 48 · Surprise 22
  Visa reported fourth-quarter revenue of US$12.139 billion and net income of US$6.002 billion. Full-year revenue was US$45.903 billion and full-year net income was US$23.504 billion. Visa’s latest year-over-year revenue…
• Digital Payments PartnershipsImportance 36 · Surprise 42
  Visa signed memorandums of understanding with Hong Kong Science and Technology Parks and the Government of Senegal. The Hong Kong agreement focuses on applying AI to fintech and digital commerce solutions. The Senegal…
• Strategic Initiatives — Hong Kong and SenegalImportance 36 · Surprise 42
  Visa signed memorandums of understanding with Hong Kong Science and Technology Parks and the Government of Senegal. The Hong Kong agreement focuses on applying artificial intelligence to fintech and digital commerce…
• Corporate Expense Management PartnershipImportance 28 · Surprise 24
  Visa entered a referral agreement with Expensify, allowing Visa to refer eligible clients and corporate card programs to Expensify for expense management. The arrangement gives business customers an option for receipt…
• Embedded Finance PartnershipImportance 28 · Surprise 24
  Visa entered into a referral agreement with Expensify, under which Visa can refer eligible clients and corporate card programs to Expensify for expense management. The arrangement gives Visa clients an additional…

News · 2026-11-02

• Guidance and OutlookImportance 79 · Surprise 76
  Third-party reporting says Visa projected low-double-digit revenue growth for fiscal 2027. The report did not specify a revenue range, geographic breakdown, or assumptions underlying the projection. This forward…
• Capital Return ProgramImportance 65 · Surprise 40
  Visa returned $25.6 billion to shareholders through buybacks and dividends in fiscal 2026. The company increased its dividend by 16%.
• Revenue Performance and MixImportance 42 · Surprise 40
  Visa reported fiscal Q4 2026 revenue of $12.14 billion, up 13% year over year. Payment volume grew 9%, while cross-border volume excluding transactions within Europe increased 14% in constant dollars. Revenue growth…
• Market Demand Trends — Consumer Spending & Cross-borderImportance 42 · Surprise 40
  A report on Visa’s fiscal fourth-quarter results said payment volume grew 9%, while cross-border volume excluding transactions within Europe rose 14% in constant dollars. The cross-border increase exceeded the 10%…
• Market Demand TrendsImportance 10 · Surprise 6
  A Zacks industry outlook said financial transaction services could benefit from expanding cross-border trade, e-commerce and remittances, which it linked to higher payment volumes and fee revenues. It also cited…

News · 2026-10-31

• Revenue Performance and MixImportance 36 · Surprise 22
  Visa reported calendar Q3 2026 (fiscal Q4 2026) revenue of $12.14 billion, up 13.2% year on year and approximately in line with analysts’ $12.1 billion estimate. The digest attributed steady growth to value-added…
• Operating Income and MarginsImportance 30 · Surprise 40
  Visa’s operating margin was 59.8% in calendar Q3 2026 (fiscal Q4 2026), compared with 57.3% in the same quarter a year earlier, an increase of 2.5 percentage points. Revenue for the quarter was $12.14 billion, up 13.2%…

News · 2026-10-30

• Guidance and OutlookImportance 79 · Surprise 76
  A third-party report says Visa provided fiscal 2027 revenue growth guidance in the low double-digits. The guidance was reported alongside Visa’s fiscal 2026 results and represents management’s forward view on revenue…
• Stablecoin Payments ExpansionImportance 59 · Surprise 82
  Visa’s stablecoin settlement volume exceeded $25 billion in fiscal 2026, a tenfold increase year over year. Its stablecoin-linked card programs expanded to five million cards across more than 50 countries. The report…
• Revenue Performance and MixImportance 47 · Surprise 22
  Visa reported fiscal 2026 full-year net revenue of $46 billion, up 15% year over year. Full-year earnings per share were $13.27, a 16% increase. The report also cited 281 billion transactions processed, up 9%.
• Capital Return ProgramImportance 37 · Surprise 6
  Visa repurchased $4 billion of stock during fiscal 2026. The company returned $1.3 billion to shareholders through dividends in the fourth quarter. The article did not specify the dividend amount per share or a new…
• Market Demand TrendsImportance 30 · Surprise 40
  Visa’s U.S. payments volume increased 10% year over year in fiscal Q4. U.S. credit spending rose 11%, while debit spending increased 9%. The report attributed consumer spending resilience to activity across consumer…
• Market Demand Trends — Consumer SpendingImportance 30 · Surprise 40
  Visa reported resilient consumer spending across consumer groups, with U.S. payments volume up 10% year over year in fiscal fourth quarter 2026. U.S. credit spending increased 11%, while debit spending rose 9%. The Q3…
• Macroeconomic Consumer PressureImportance 30 · Surprise 40
  Visa’s CFO said U.S. payments volume rose 10% year over year in fiscal Q4, with credit spending up 11% and debit spending up 9%. The report characterized spending as resilient across consumer groups, while noting that…

Earnings call · 2026-10-27

• Revenue Performance and MixImportance 54 · Surprise 40
  Fiscal Q4 2026 net revenue was $12.1 billion, up 13% year over year, while full-year net revenue reached a record $46 billion, up 15%. Q4 service revenue grew 14%, data processing revenue grew 16%, international…
• Geographic Market CommentaryImportance 45 · Surprise 64
  Visa said seller locations increased more than 40% in Brazil, more than 60% in Mexico, and more than 15% in India year over year. In Asia Pacific, Visa renewed or expanded relationships with leading banks in Australia,…
• Income Tax Rate ChangesImportance 44 · Surprise 42
  Visa’s Q4 2026 tax rate was 18.4%, below expectations because of claim-of-right tax benefits related to recent legal settlements. The lower-than-expected tax rate was the primary reason Q4 EPS growth of 17% exceeded…
• Payments and Cross-Border GrowthImportance 42 · Surprise 40
  Full-year cross-border volume excluding intra-Europe rose 12% year over year, with travel up 11% and e-commerce up 15%, all in constant dollars. In the fourth quarter, total cross-border volume grew 14%, travel-related…
• Market Demand Trends — Consumer SpendingImportance 37 · Surprise 32
  Visa reported full-year payments volume growth of 9% in constant dollars, while commercial payments volume grew 12%, its fastest annual rate in eight years excluding the post-pandemic recovery. In the U.S.,…
• Macroeconomic Factors ImpactImportance 37 · Surprise 14
  Visa’s CEO said U.S. spending growth has accelerated to around 10%, attributing its underlying strength primarily to employment: most people seeking work have jobs, and consumers are experiencing real wage growth.…
• Acquisition — BioCatchImportance 34 · Surprise 42
  Visa described BioCatch as a pending acquisition and a provider of behavioral-first, multisignal fraud intelligence. BioCatch’s existing reach includes more than 1.8 billion devices and 760 million users protected…
• Pismo Global ExpansionImportance 34 · Surprise 42
  Visa said Pismo’s geographic expansion opportunities have exceeded expectations since its acquisition, with strong global client demand for core banking and issuer processing. The company is expanding into new…
• China Market AccessImportance 31 · Surprise 42
  Visa received approval from the People’s Bank of China for its application to prepare for domestic processing in Mainland China. Management described this as a significant milestone and the start of formal preparations…
• Cybersecurity Services ExpansionImportance 26 · Surprise 24
  Visa described cyber and risk services as a significant opportunity, noting that the space is fragmented globally and that financial-services clients view these capabilities as a top-three issue. Its offerings include…
• Stablecoin Payments ExpansionImportance null · Surprise 82
  Visa said its stablecoin-prefunding and cross-border money-movement service through Visa Direct moved from pilot to commercial production, with U.S.-based payments infrastructure provider Inyo Global as its first live…
• Agentic Commerce InfrastructureImportance null · Surprise 82
  Visa said it had nearly 50 AI partners live in production, including Shopify's Shop Pay, and expected that number to double in the coming months. It is collaborating with Anthropic to connect its commerce blueprints to…
• Customer Wins and RenewalsImportance null · Surprise 48
  Visa expects approximately 25% of its payments volume to be renewed in fiscal 2027, compared with about 20% in fiscal 2026, including renewals with several large clients. Management said newer agreements are broader…
• Distribution Channels ExpansionImportance null · Surprise 82
  Visa said it had well over 200 million seller locations, with digital wallets adding access to more than 200 million additional locations and bringing the total to over 400 million seller and wallet locations. Tap to…