V · 8-K · 20260728PR000103

Market Demand Trends

VISA INC. · 2026-07-28 · Importance 35 · Surprise 22

Visa reported resilient consumer and business spending in fiscal third quarter 2026, with payments volume increasing 10% year over year on a constant-dollar basis for the three months ended June 30, 2026. Total processed transactions rose 10% to 71.7 billion. Cross-border volume excluding intra-Europe increased 12% on a constant-dollar basis, while total cross-border volume increased 13%. Payments volume for the prior quarter, which determines fiscal third-quarter service revenue, increased 9%.