V · 8-K · 20260728PR000103

FX / Currency Impact

VISA INC. · 2026-07-28 · Importance 18 · Surprise 14

Foreign-currency movements reduced Visa’s reported growth relative to constant-dollar results for the quarter ended June 30, 2026. GAAP diluted earnings-per-share growth was approximately 9% on a constant-dollar basis versus 10% reported growth, while non-GAAP diluted EPS growth was approximately 11% on a constant-dollar basis versus 11% reported growth. Net revenue increased 14% nominally and 13% on a constant-dollar basis, indicating a one-percentage-point currency drag on revenue growth.