V · News · 20260909N
Agentic Commerce Standards
VISA INC. · 2026-09-09 · Importance 31 · Surprise 42 · In source text
Visa, Mastercard and Ant International have begun developing a Know-Your-Agent (KYA) interoperability framework to identify and verify AI agents authorized to make purchases for users. The companies expect AI agents to handle approximately $3 trillion to $5 trillion of consumer commerce by 2030. Visa’s research found that only 23% of U.S. consumers currently trust generative AI to conduct payment transactions on their behalf, highlighting a trust and adoption barrier the framework is intended to address.
Key facts
- Ant International is partnering with Visa and Mastercard on standards for AI-agent payments, and the companies expect AI agents to handle $3 trillion to $5 trillion in consumer commerce by 2030. source
- Ant International, Mastercard and Visa have launched an initiative to develop common standards to identify and verify AI agents that can make purchases on behalf of users. source
- Only 23% of U.S. consumers trust GenAI to handle payment transactions on their behalf, and Visa emerged as the most trusted brand in agentic commerce according to Visa's Visa Trust Index. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| revenue | positive | contingent | — | Ant International is partnering with Visa and Mastercard on standards for AI-agent payments, and the companies expect AI agents to handle… |
| revenue | positive | probable | — | Ant International, Mastercard and Visa have launched an initiative to develop common standards to identify and verify AI agents that can… |