V · 8-K · 20261027PR000126

Revenue Performance and Mix

VISA INC. · 2026-10-27 · Importance 64 · Surprise 56 · No source text

Fiscal Q4 2026 net revenue was $12.139 billion, up 13% year over year, while full-year revenue was $45.903 billion, up 15% (14% in constant dollars). Q4 service revenue rose 14% to $5.255 billion, data processing revenue rose 16% to $6.245 billion, international transaction revenue rose 8% to $4.115 billion, and other revenue rose 40% to $1.647 billion. For the full year, service revenue increased 14% to $19.918 billion, data processing revenue increased 17% to $23.374 billion, international transaction revenue increased 8% to $15.251 billion, and other revenue increased 40% to $5.677 billion. Client incentives rose 21% to $5.123 billion in Q4 and 16% to $18.317 billion for the year; Q4 payments volume increased 9%, cross-border volume increased 14%, and processed transactions increased 10%.

Key facts

• Visa Q4 FY2026 GAAP net income was $6.0 billion, up 18%, and diluted earnings per share was $3.19, up 22%. source
• Visa FY2026 GAAP net income was $23.5 billion, up 17%, and diluted earnings per share was $12.32, up 21%. source
• Visa Q4 FY2026 non-GAAP net income was $6.6 billion, up 13%, and earnings per share was $3.48, up 17%. source
• Visa FY2026 non-GAAP net income was $25.3 billion, up 12%, and earnings per share was $13.27, up 16%. source
• Visa Q4 FY2026 net revenue was $12.1 billion, up 13% nominally and on a constant-dollar basis. source
• Visa FY2026 net revenue was $45.9 billion, up 15% nominally and 14% on a constant-dollar basis. source
• Visa CEO described FY2026 net revenue as $46 billion, up 15%, and its strongest growth in over 15 years excluding post-pandemic recovery and acquisitions. source

Impact estimates