V · News · 20261030N

Market Demand Trends

VISA INC. · 2026-10-30 · Importance 30 · Surprise 40

Visa’s U.S. payments volume increased 10% year over year in fiscal Q4. U.S. credit spending rose 11%, while debit spending increased 9%. The report attributed consumer spending resilience to activity across consumer groups.

Key facts

• Visa processed 281 billion transactions in fiscal 2026, up 9%. source
• Visa's third-quarter results reflected continued expansion in digital credentials, rising cross-border volumes, and outperformance of value-added services as growth drivers. source
• Visa CEO Ryan McInerney said over 60% of e-commerce transactions are now tokenized. source