V · 10-Q · 2026Q2 · Full report

Products and Technology

VISA INC. · 2026-07-29 · Importance 16 · Surprise 6

Visa is extending and investing in VisaNet as a global transaction-processing network that connects consumers, issuing and acquiring financial institutions, and sellers. The network is designed to support authorization, clearing, settlement, and money movement across multiple endpoints, form factors, and technologies in more than 200 countries and territories. Visa also continued technology and processing-network investments to support business growth and acquisitions. These investments reinforce Visa’s positioning as a multi-rail payments infrastructure provider rather than a card issuer or lender.

Key facts

• Visa provides transaction processing services across more than 200 countries and territories.
• Network and processing expenses increased over the three and nine-month prior-year comparable periods primarily due to continued technology and processing network investments to support growth and acquisitions.