V · Earnings call · 2026Q3T · Full report

Distribution Channels Expansion

VISA INC. · 2026-10-27 · Importance null · Surprise 82

Visa said it had well over 200 million seller locations, with digital wallets adding access to more than 200 million additional locations and bringing the total to over 400 million seller and wallet locations. Tap to Phone operated on more than 25 million active Visa-accepting mobile devices across over 100 markets and exceeded one billion transactions in 2026; 30% of participating sellers were new to Visa's ecosystem that year. Visa Accept, aimed at micro-sellers in emerging markets, expanded to 15 markets in one year. Tap-to-pay penetration reached nearly 85% of face-to-face transactions globally and 75% in the U.S.

Key facts

• Newline by Fifth Third will enable U.S.-based fintechs to offer Visa corporate cards in 46 countries through Visa's multinational program.
• Visa credentials can be used at more than 200 million additional seller locations when digital wallets are included, for more than 400 million seller locations in total.
• Tap to Phone operated on more than 25 million active Visa-accepting mobile devices across more than 100 markets and surpassed 1 billion transactions in 2026; 30% of Tap to Phone sellers were new to Visa's ecosystem that year.
• Visa Pay nearly tripled its presence year-over-year to 11 countries.
• Visa had well over 200 million seller locations, with year-over-year increases of more than 40% in Brazil, 60% in Mexico and 15% in India.
• Tap to Pay reached nearly 85% penetration of face-to-face transactions globally and 75% penetration in the U.S. in 2026.
• Visa Accept expanded to 15 markets in one year.