Filings monitor · AFL

What AFLAC INC's SEC filings said

10-Q for 2026Q3, filed 5 Nov 2026. Each line is something a filing stated, ranked by score and linked to its source.

Ranked highest

1. Net Income and Profitability71 · importance in its document · 10-Q · 2026Q3
   Net earnings were $303 million, or $0.61 per diluted share, in the third quarter of 2026, compared with $1.6 billion, or $3.08 per diluted share, in the third quarter of 2025. Third-quarter 2026 earnings included $1.1 billion of net…
2. Investment Income and Losses71 · importance in its document · 8-K exhibit · 4 Nov 2026
   Aflac reported third-quarter net investment losses of $1.1 billion, or $2.15 per diluted share, compared with net investment gains of $275 million, or $0.52 per diluted share, in the third quarter of 2025. The quarter’s losses included…
3. Revenue Performance and Mix66 · importance in its document · 10-Q · 2026Q3
   Total revenues were $3.3 billion in the third quarter of 2026, down from $4.7 billion in the third quarter of 2025, primarily because net investment losses of $1.1 billion replaced net investment gains of $275 million. For the first nine…
4. Aflac Japan Segment Performance59 · importance in its document · 10-Q · 2026Q3
   Aflac Japan’s third-quarter 2026 benefits-and-claims ratio to total premiums increased to 49.2% from 39.3%, primarily because annual cash flow assumption updates generated lower reserve remeasurement gains. The company said the Japan…
5. Investment Portfolio Repositioning49 · importance in its document · 10-Q · 2026Q3
   At September 30, 2026, Aflac held $100.433 billion of investments and cash, down from $103.760 billion at December 31, 2025; total investments were $94.810 billion, including $70.559 billion in Aflac Japan, $15.901 billion in Aflac U.S.,…

Ranked by score, 0–100. A topic read from a document carries its importance within that document; an 8-K event carries the rule score that ranks a filing among filings. Neither is about the share price, and the two scales are named on each row because they are not the same measure.

Latest report: 10-Q · 2026Q3 filed 5 Nov 2026

Full report · Filing on EDGAR

• Net Income and ProfitabilityImportance 71
  Net earnings were $303 million, or $0.61 per diluted share, in the third quarter of 2026, compared with $1.6 billion, or $3.08 per diluted share, in the third quarter of 2025. Third-quarter 2026 earnings included $1.1…
• Revenue Performance and MixImportance 66
  Total revenues were $3.3 billion in the third quarter of 2026, down from $4.7 billion in the third quarter of 2025, primarily because net investment losses of $1.1 billion replaced net investment gains of $275 million.…
• Aflac Japan Segment PerformanceImportance 59
  Aflac Japan’s third-quarter 2026 benefits-and-claims ratio to total premiums increased to 49.2% from 39.3%, primarily because annual cash flow assumption updates generated lower reserve remeasurement gains. The company…
• Investment Portfolio RepositioningImportance 49
  At September 30, 2026, Aflac held $100.433 billion of investments and cash, down from $103.760 billion at December 31, 2025; total investments were $94.810 billion, including $70.559 billion in Aflac Japan, $15.901…
• Aflac U.S. Segment PerformanceImportance 46
  Aflac U.S. pretax adjusted earnings increased 31.5% in the third quarter of 2026 and 9.4% in the first nine months, while total adjusted revenues rose 3.1% and 3.0%, respectively. Third-quarter net earned premiums…
• Corporate Other Earnings DeclineImportance 45
  Corporate and other pretax adjusted earnings declined 53.0% in the first nine months of 2026, as adjusted revenues fell 6.2% and adjusted expenses increased 13.2%. Nine-month adjusted net investment income decreased…
• Guidance / OutlookImportance 42
  For full-year 2026, the Company expects Aflac Japan’s benefit ratio to be slightly below its 60%–63% range. It expects Aflac U.S.’s full-year 2026 benefit ratio to be below its 48%–52% range. The filing does not…
• Income Tax Rate ChangesImportance 39
  The combined U.S. and Japanese effective tax rate was 39.6% for the third quarter of 2026, compared with 17.8% in the third quarter of 2025. For the first nine months, the effective rate was 21.1% in 2026 versus 23.4%…
• Capital Return ProgramImportance 38
  Aflac Incorporated repurchased $2.8 billion of common shares, or 24.3 million shares, during the first nine months of 2026. At September 30, 2026, 90.0 million shares remained authorized for repurchase. The company had…
• FX / Currency HeadwindsImportance 36
  For the three months ended September 30, 2026, Aflac Japan total adjusted revenues declined 0.3% in yen including currency changes and 1.8% excluding currency changes; for the nine months, they fell 3.1% both including…
• Product Launch and TransitionImportance 34
  Aflac Japan’s portfolio centers on third-sector cancer, medical and other health products, which the company expects to remain important as pressure on Japan’s healthcare system drives a continued need for these…
• Commercial Real Estate Credit RiskImportance 32
  Aflac’s transitional real estate loans and commercial mortgage loans are collateralized by commercial real estate, including office properties, and some loans were in default on interest or maturity payments. The…

8-K filings last 12 months

• Results, no stated guidance change4 Nov 2026 · 8-K Item 2.02 · Routine · rule score 10
  Read from the attached exhibit: Investment Income and Losses · Revenue Performance and Mix · Japan Reinsurance Strategy
• Results (release not read)6 Aug 2026 · 8-K Item 2.02 · Routine · rule score 20
  Read from the attached exhibit: Capital Return Program · Investment Income and Losses · FX / Currency Headwinds
• Results (release not read)29 Apr 2026 · 8-K Item 2.02 · Routine · rule score 20
• Results (release not read)4 Feb 2026 · 8-K Item 2.02 · Routine · rule score 20

Earlier reports

• 10-Q · 2026Q2filed 7 Aug 2026
  Net Investment Losses · Net Income and EPS Performance · Operating Margin Drivers

Topics are read from the text of the 10-K, 10-Q or the exhibit attached to an 8-K, each linked to the passage it came from. 8-K events are labelled by fixed rules from the item codes and the filing text — the same rules for every company and every year. The Full Picture merges these with earnings calls and news.