CB · 10-Q · 2026Q3 · Full report

Overseas General Growth

Chubb Ltd · 2026-10-28 · Importance 40 · Surprise 40

Overseas General net premiums written increased 10.5% to $12.399 billion for the first nine months of 2026, or 5.4% in constant dollars; net premiums earned rose 12.0% to $11.817 billion. Nine-month segment income increased 19.4% to $2.742 billion, while the combined ratio improved 1.6 points to 84.1%. Nine-month net premiums written grew 9.8% in Europe, Middle East, and Africa, 10.4% in Asia, and 15.0% in Latin America. Growth reflected commercial and consumer lines across the regions; nine-month segment margin performance benefited from higher favorable prior-period development and lower catastrophe losses.

Key facts

• Overseas General net premiums written increased $248 million in the third quarter and $1.181 billion for the first nine months of 2026; constant-dollar increases were $195 million and $633 million, respectively. source
• Overseas General net premiums earned increased $250 million in the third quarter and $1.263 billion for the first nine months of 2026; constant-dollar increases were $213 million and $794 million. source
• Overseas General commercial lines grew 6.3 percent in the third quarter and 8.7 percent for the first nine months of 2026; constant-dollar growth was 4.9 percent and 3.9 percent. source
• Overseas General consumer lines grew 7.2 percent in the third quarter and 13.1 percent for the first nine months of 2026; constant-dollar growth was 5.5 percent and 7.5 percent. source
• Overseas General's European division grew in the third quarter and first nine months of 2026, supported primarily by retail commercial property, marine and cyber new business. source
• Overseas General's Asia business increased in the third quarter and first nine months of 2026, with growth in commercial property and casualty and consumer personal lines and A&H. source
• Overseas General's Latin America business increased in the third quarter and first nine months of 2026, reflecting growth in commercial property and marine and consumer lines. source
• Overseas General's combined ratio increased in the third quarter of 2026 primarily due to higher catastrophe losses, partly offset by higher favorable prior-period development. source