CB · 10-Q · 2026Q3
Chubb Ltd
Filed 2026-10-28 · Financials · View original filing on EDGAR
USD 16,195MTotal Revenue
USD 283,509MTotal Assets
17Topics
69Top Importance
Ranked Events
- Cash Flow and LiquidityImportance 69 · Surprise 64Net cash provided by operating activities increased to $13.748 billion for the nine months ended September 30, 2026, from $8.756 billion in the prior-year period, primarily due to higher net premiums collected, lower…
- Corporate Losses and ExpensesImportance 66 · Surprise 74Corporate net loss attributable to Chubb was $1.278 billion in the third quarter of 2026 and $3.913 billion for the first nine months. The nine-month net loss increased 33.8% from $2.925 billion in 2025, while the…
- North America Personal P&C GrowthImportance 53 · Surprise 48North America Personal P&C net premiums written increased 5.3% to $1.909 billion in the third quarter and 6.4% to $5.644 billion for the first nine months of 2026. Nine-month net premiums earned rose 8.3% to $5.409…
- North America Commercial P&C PerformanceImportance 53 · Surprise 40North America Commercial P&C nine-month net premiums written declined 1.1% to $16.001 billion, while net premiums earned increased 2.2% to $15.584 billion. Segment income fell 11.7% to $1.685 billion in the third…
- Catastrophe Losses and ReservesImportance 51 · Surprise 64Third-quarter 2026 pre-tax catastrophe losses were $705 million, compared with $285 million in the prior-year quarter; nine-month 2026 losses were $1.680 billion, versus $2.556 billion in 2025. Third-quarter…
- Life Insurance GrowthImportance 50 · Surprise 40Life Insurance net premiums written rose 13.4% to $6.186 billion for the first nine months of 2026, while segment income increased 9.3% to $1.028 billion. International life growth included 12.0% growth in traditional…
- Revenue Performance and MixImportance 49 · Surprise 32For the nine months ended September 30, 2026, total revenues rose 5.5% to $46.784 billion, while third-quarter revenues were nearly flat at $16.195 billion, up 0.3%. Nine-month net premiums earned increased 7.1% to…
- Net Investment Income TrendsImportance 47 · Surprise 40Net investment income rose 8.6% to $1.791 billion for the three months ended September 30, 2026, and 10.1% to $5.260 billion for the nine months, compared with the prior-year periods. The increases were primarily…
- Operating Income and MarginsImportance 41 · Surprise 40The consolidated P&C combined ratio increased to 84.1% in the third quarter of 2026 from 81.8%, primarily reflecting catastrophe losses of 5.4 percentage points versus 2.3 points a year earlier. For the first nine…
- Overseas General GrowthImportance 40 · Surprise 40Overseas General net premiums written increased 10.5% to $12.399 billion for the first nine months of 2026, or 5.4% in constant dollars; net premiums earned rose 12.0% to $11.817 billion. Nine-month segment income…
- Agricultural Insurance ResultsImportance 38 · Surprise 32North America Agricultural Insurance net premiums written increased 5.1% to $1.532 billion for the third quarter and 6.2% to $2.619 billion for the first nine months of 2026, primarily driven by Multiple Peril Crop…
- Global Reinsurance PerformanceImportance 35 · Surprise 40Global Reinsurance net premiums written declined 8.1% to $1.004 billion for the first nine months of 2026, while net premiums earned fell 10.7%. The nine-month combined ratio improved 4.4 points to 77.5%, primarily…
- Investment Portfolio LossesImportance 25 · Surprise 24Pre-tax net unrealized investment portfolio losses were $4.836 billion for the three months and $6.305 billion for the nine months ended September 30, 2026, primarily reflecting interest-rate changes. Total investments…
- ESG and SustainabilityImportance 17 · Surprise 24Chubb identifies climate change as a factor that complicates catastrophe-loss modeling and could affect exposure to natural catastrophe risks. The company stress-tested its U.S. hurricane, inland flood, and wildfire…
- Share Repurchase ProgramImportance 15 · Surprise 42Chubb repurchased $3.3 billion of common shares during the nine months ended September 30, 2026, through open-market transactions under its Board authorization. In May 2026, the Board authorized repurchases of up to…
- Quarterly Dividend IncreaseImportance 9 · Surprise 32Shareholders approved an annual dividend of up to $4.08 per share, or CHF3.20, at the May 2026 annual general meeting, expected to be paid in four quarterly installments of $1.02 per share. The approved annual dividend…
- Long-term Debt IssuanceImportance 9 · Surprise 24Chubb INA issued CHF200 million (approximately $254 million) of 1.02% senior unsecured notes due 2032 in March 2026, and repaid $1.5 billion of 3.35% notes at maturity in May. In May, it also issued $1.0 billion of…
Revenue by Product (in millions)
| Q3 2026 | segment |
|---|---|
| 5,222 | North America Commercial P&C Insurance |
| 1,846 | North America Personal P&C Insurance |
| 1,559 | North America Agricultural Insurance |
| 4,053 | Overseas General Insurance |
| 287 | Global Reinsurance |
| 1,957 | Life Insurance |
Revenue by Geography (in millions)
| Q3 2026 | YTD 2025 | YTD 2026 | region | Q3 2025 |
|---|---|---|---|---|
| 1,508 | NaN | NaN | Europe, Middle East, and Africa | 1,412 |
| 1,569 | NaN | NaN | Asia | 1,462 |
| 866 | NaN | NaN | Latin America | 775 |
| NaN | NaN | NaN | Other | 46 |
| NaN | 4,875 | 5,353 | Europe, Middle East, and Africa | NaN |
| NaN | 3,976 | 4,386 | Asia | NaN |
| NaN | 2,254 | 2,592 | Latin America | NaN |
| NaN | 113 | 68 | Other | NaN |