FI · Other

FI

Ranked earnings events from SEC filings, earnings calls, press releases and news. Full Picture: everything published this earnings window

News · 2026-11-05

• Strategic Cost ReductionImportance 55 · Surprise 42
  Since June 2026, Fiserv has cut about 3,000 employees and contractors and reduced senior management by more than 10%. The company raised its Project Elevate cost-savings target to US$1 billion. The reported cuts and…
• Impairment ChargesImportance 52 · Surprise 60
  Fiserv recorded a US$6.45 billion non-cash goodwill impairment in its third-quarter 2026 results. The impairment was reported alongside third-quarter results announced on November 3, 2026. The reported amount is a…
• Guidance / OutlookImportance 26 · Surprise 6
  Fiserv outlined expectations for flat to slightly lower GAAP revenue in 2026. The company reaffirmed its full-year guidance when reporting third-quarter 2026 results on November 3. The third-quarter results were…

News · 2026-11-04

• Management ChangesImportance 17 · Surprise 24
  Fiserv appointed Raj Seshadri, a former senior Mastercard executive, to its Board of Directors. Her experience includes leading commercial payments and data-focused businesses, as well as prior leadership roles at…

News · 2026-11-03

• Strategic Cost ReductionImportance 77 · Surprise 82
  Fiserv raised its Project Elevate savings target to $1 billion, doubling the prior $500 million target. The higher target represents a material expansion of the company’s cost-reduction initiative. The report also said…
• Operating Margin DriversImportance 54 · Surprise 40
  Fiserv’s adjusted operating margin fell to 31.2% in Q3 2026 from 37.0% a year earlier. Adjusted operating income was $1.5 billion for the quarter. The company expected a full-year adjusted operating margin of about 31%…
• Operating Cash Flow and Free Cash Flow TrendsImportance 53 · Surprise 48
  Fiserv generated $679 million of free cash flow in Q3 2026. Year-to-date free cash flow fell to $2.04 billion from $2.88 billion a year earlier, and free cash flow conversion was about 71%. The company targeted…
• Guidance / OutlookImportance 42 · Surprise 24
  Fiserv reaffirmed its 2026 organic revenue and adjusted EPS outlook after third-quarter organic revenue was flat. The company’s full-year adjusted EPS range is $7.20 to $7.40 per share. Management also indicated an…
• Capital ExpendituresImportance 32 · Surprise 24
  Fiserv expected 2026 capital expenditures to be a high-single-digit percentage of adjusted revenue. The earnings-call summary linked the capex figure to the company’s adjusted revenue base. No specific dollar capex…
• Market Demand TrendsImportance 30 · Surprise 40
  Fiserv’s third-quarter organic revenue was flat year over year, with Financial Solutions organic revenue up 2% and Merchant Solutions down 2%. Clover processing revenue increased 12% year over year, indicating stronger…
• Debt and Liquidity PositionImportance 26 · Surprise 24
  Fiserv reported gross debt-to-adjusted EBITDA leverage of 3.1x during the Q3 2026 earnings call. It paid down more than $800 million of debt during the quarter. The company expected leverage to be about 3x at year-end…
• Income Tax Rate ChangesImportance 26 · Surprise 24
  Fiserv’s adjusted effective tax rate was nearly 21% in Q3 2026. The company assumed an adjusted effective tax rate of about 19% for full-year 2026, implying a rate of about 23% in Q4. The digest did not quantify the…
• Revenue Performance and MixImportance 25 · Surprise 32
  Fiserv’s third-quarter 2026 GAAP revenue declined 1% year over year to $5.20 billion from $5.26 billion, while adjusted revenue fell to $4.85 billion from $4.92 billion. Organic revenue was flat; Merchant Solutions…
• Small Business Sales MomentumImportance 22 · Surprise 32
  The October 2026 Fiserv Small Business Index reached 146, with small-business sales up 2.3% year over year, the strongest annual gain since July 2025, and 0.3% month over month. Average spending per transaction rose…
• Macroeconomic Consumer PressureImportance 22 · Surprise 32
  Fiserv’s Small Business Index reached 146 in October 2026, with small-business sales up 2.3% year over year and 0.3% month over month. Average spending per transaction increased 3.5% year over year, while foot traffic…
• Share Repurchase ProgramImportance 20 · Surprise 6
  Fiserv expected to repurchase $500 million of shares in the fourth quarter of 2026. The planned repurchases were reiterated in reporting on the Q3 results and earnings call. No new authorization amount was specified in…

News · 2026-11-02

• Revenue Performance and MixImportance 18 · Surprise 14
  Fiserv reported $4.96 billion in revenue last quarter, down 4.5% year over year. Analysts expect revenue to decline 1.3% year over year in the upcoming quarter. Revenue was flat in the same quarter a year earlier,…

News · 2026-10-30

• Distribution Channels and PartnershipsImportance 36 · Surprise 42
  Fiserv launched its Commerce Hub platform globally to connect enterprise merchants with unified commerce tools. Klarna is integrating with Commerce Hub to enable in-store and online payments for merchants shared with…
• Partner Ecosystem IntegrationsImportance 36 · Surprise 42
  Fiserv launched its Commerce Hub platform globally on October 30, 2026, to connect enterprise merchants with unified commerce tools. Klarna is integrating in-store and online payments for shared merchant clients.…
• Revenue Performance and MixImportance 25 · Surprise 14
  The Zacks consensus estimate for Fiserv’s Q3 2026 revenue is $4.8 billion, down 1.6% from the year-ago quarter’s $4.9 billion. Merchant Solutions revenue is estimated at $2.6 billion, indicating a marginal…
• Macroeconomic Factors ImpactImportance 17 · Surprise 24
  A reported economic setback in Argentina is anticipated to pressure Fiserv’s Merchant Solutions segment in the third quarter of 2026. The report provides no estimate of the impact’s amount. Fiserv was scheduled to…

News · 2026-10-21

• Partner Ecosystem IntegrationsImportance 31 · Surprise 42
  Fiserv and TransUnion launched Transaction Matching, integrating Fiserv’s Unknown Shopper technology with TransUnion’s persistent, pseudonymized customer profiles. The solution links in-store card transactions,…

News · 2026-10-19

• Distribution Channels and PartnershipsImportance 34 · Surprise 42
  Fiserv made its Commerce Hub globally available to enterprise-sized merchants through a single integration covering local payment methods, acquiring services, and value-added services such as fraud protection. Dell…
• Partner Ecosystem IntegrationsImportance 34 · Surprise 42
  Fiserv made its Commerce Hub globally available on October 19, 2026, giving enterprise merchants a single integration for local payment methods, acquiring services, and value-added services including fraud protection.…

News · 2026-10-13

• Fraud Prevention PartnershipImportance 31 · Surprise 42
  Mitek Systems expanded its Check Fraud Defender consortium, broadening fraud-detection data coverage to 70% of U.S. checking accounts. The company added Fiserv as a reseller partner, extending distribution of its…

News · 2026-10-07

• Distribution Channels and PartnershipsImportance 34 · Surprise 42
  Fiserv expanded its Clover Sport point-of-sale system to Hard Rock Stadium in Miami, serving the Miami Dolphins and University of Miami Hurricanes. The deployment includes 1,020 Clover Station Duo terminals and 50…
• Strategic InitiativesImportance 34 · Surprise 42
  Fiserv expanded its Clover Sport point-of-sale system to Miami’s Hard Rock Stadium, serving the Miami Dolphins and University of Miami Hurricanes. The deployment includes 1,020 Clover Station Duo terminals and 50…

News · 2026-10-05

• Market Demand TrendsImportance 22 · Surprise 32
  Fiserv’s Small Business Index reported that small-business sales increased 2.2% year over year in September 2026, the strongest annual gain since June. Sales also rose 0.7% month over month. Back-to-school demand…

News · 2026-10-01

• Stablecoin Payments ExpansionImportance 31 · Surprise 42
  Fiserv launched its digital-asset platform with Bank of North Dakota’s Roughrider Coin as the first live use case. The platform is designed to support interbank money movement among North Dakota banks and credit unions…

News · 2026-09-28

• Operating Margin DriversImportance 43 · Surprise 32
  Fiserv’s Q2 2026 operating margin fell 8 percentage points year over year to 31.8%. The margin decline occurred alongside a 4% year-over-year revenue decrease, implying pressure on operating profitability as reported…
• Revenue Performance and MixImportance 31 · Surprise 32
  Fiserv reported a 4% year-over-year revenue decline in Q2 2026, equivalent to approximately $211 million against the $5.284 billion revenue benchmark. The decline was associated with a difficult operating environment…
• Macroeconomic Factors ImpactImportance 29 · Surprise 24
  Fiserv’s regional business was affected by Argentina’s high-rate environment in the second quarter of fiscal 2026. The company’s muted growth outlook is attributed to structural competition and declining retention,…
• Market Demand TrendsImportance 25 · Surprise 32
  Fiserv’s Clover terminals processed 9% more card payment value in the second quarter of 2026. The increase indicates continued underlying transaction activity despite softer reported business performance. The report…

News · 2026-09-24

• Strategic Portfolio ReviewImportance 58 · Surprise 42
  The report references unresolved bank interest in Fiserv’s debit networks, with discussions reportedly involving approximately $15 billion. The potential transaction or strategic arrangement remains unconfirmed and…
• Distribution Channels and PartnershipsImportance 31 · Surprise 42
  The Winnipeg Blue Bombers selected Fiserv’s Clover platform to power commerce operations across its Canadian Football League venue. The deployment expands Clover’s presence in sports and entertainment venues in Canada…

News · 2026-09-22

• Distribution Channels and PartnershipsImportance 21 · Surprise 42
  Fiserv is expanding Clover’s presence in Canadian sports and entertainment venues. The Winnipeg Blue Bombers of the Canadian Football League selected Clover to power commerce operations across its venue. The…

News · 2026-09-15

• Strategic InitiativesImportance 31 · Surprise 42
  Fiserv CEO Takis Georgakopoulos said the company is using Project Elevate to improve performance across its Financial Solutions and Merchant Solutions businesses. The initiative prioritizes customer service and…

News · 2026-09-14

• Strategic InitiativesImportance 31 · Surprise 42
  Fiserv plans to combine its Financial Solutions (FS) and Merchant Solutions (MS) segments, which previously operated separately. CEO Takis Georgakopoulos said the unified structure is intended to bring together…
• Strategic Portfolio ReviewImportance 31 · Surprise 42
  Fiserv is bringing together its Financial Solutions (FS) and Merchant Solutions (MS) segments, which previously operated separately. CEO Takis Georgakopoulos said the company intends to operate as one company to unlock…

News · 2026-09-10

• Partner Ecosystem IntegrationsImportance 23 · Surprise 24
  Teslar Software made TeslarSync available through Fiserv AppMarket on September 10, 2026. The integration connects Fiserv core systems with the Teslar platform and enables automated core write-back capabilities. Fiserv…

News · 2026-09-03

• Macroeconomic Consumer PressureImportance 27 · Surprise 40
  Fiserv’s August 2026 Small Business Index indicated that consumers continued to spend more per visit while making fewer visits. U.S. small-business transactions declined for the tenth consecutive month, despite higher…
• Market Demand TrendsImportance 22 · Surprise 32
  Fiserv’s Small Business Index remained at 145 in August 2026, marking the third consecutive month at that level and a two-point year-over-year increase. U.S. small-business dollar volume increased, while transaction…

News · 2026-08-25

• Strategic Portfolio ReviewImportance 34 · Surprise 42
  Fiserv is considering potential asset sales as part of efforts to unlock value, according to third-party reporting published on August 25, 2026. The debit card network was identified as a potential divestiture…

News · 2026-08-24

• Securities Fraud InvestigationImportance 25 · Surprise 42
  Bronstein, Gewirtz & Grossman, LLC is investigating potential claims against Fiserv concerning alleged corporate wrongdoing. The investigation targets investors who purchased Fiserv securities before July 24, 2024, and…

News · 2026-08-21

• Products and TechnologyImportance 34 · Surprise 42
  Flagstar Bank selected Fiserv’s Finxact cloud-native core platform to replace fragmented legacy core systems after a year-long evaluation. The two-phase implementation is planned for 2027 and 2028 and is intended to…
• Partner Ecosystem IntegrationsImportance 34 · Surprise 42
  Flagstar Bank selected Fiserv’s Finxact cloud-native core platform to replace fragmented legacy systems after a year-long evaluation. The two-phase implementation is planned for 2027 and 2028. Flagstar expects the…

News · 2026-08-17

• Embedded Banking PartnershipImportance 31 · Surprise 42
  Fiserv entered a strategic core banking relationship with Flagstar Bank, one of the largest regional banks in the United States. Flagstar selected Fiserv’s Finxact, a modern cloud-native core banking platform, as the…
• Acquisition / Partnership / DivestitureImportance 31 · Surprise 42
  Fiserv and Flagstar Bank announced a strategic core banking relationship on August 17, 2026. Flagstar selected Fiserv’s Finxact cloud-native core banking platform as the cornerstone of its core modernization strategy.…

News · 2026-08-16

• Securities Fraud InvestigationImportance 25 · Surprise 42
  Bronstein, Gewirtz & Grossman, LLC is investigating potential claims against Fiserv, Inc. on behalf of investors who purchased Fiserv securities before July 24, 2024 and continue to hold them. The investigation…

News · 2026-08-14

• Supply Chain Cybersecurity RiskImportance 31 · Surprise 42
  Russia-linked hacking group Cl0p claimed it stole significant internal data from nearly 50 companies worldwide, including Fiserv. The reported victims also included Shell, Philips and General Electric, although the…
• Regulatory RiskImportance 31 · Surprise 42
  Reuters reported on August 14, 2026, that the Russia-linked Cl0p hacking group claimed to have stolen internal data from nearly 50 companies worldwide, including Fiserv. The report did not disclose a dollar amount for…

News · 2026-08-12

• Guidance / OutlookImportance 47 · Surprise 60
  Fiserv lowered its financial outlook following a disappointing second-quarter report, indicating a weaker near-term outlook than previously expected. The report does not provide the revised guidance figures or…

News · 2026-08-10

• Guidance / OutlookImportance 51 · Surprise 60
  Fiserv cut its 2026 outlook following a weaker-than-expected second quarter. The revised outlook reflects margin pressure, delayed implementations, and higher technology spending. Third-party reporting did not provide…

News · 2026-08-07

• Acquisition / Partnership / DivestitureImportance 31 · Surprise 42
  Fiserv plans to divest its student loan servicing business and its ATM business as part of CEO Takis Georgakopoulos’ simplification strategy. The divestitures follow pressure from activist investor Jana Partners and…

News · 2026-08-06

• Guidance / OutlookImportance 72 · Surprise 84
  Fiserv lowered its 2026 organic revenue outlook from 1%–3% growth to a range of a 1% decline to flat growth. The company also reduced its full-year earnings outlook after second-quarter adjusted earnings of $1.84 per…
• Operating Margin DriversImportance 46 · Surprise 40
  Fiserv’s second-quarter operating margin fell 780 basis points year over year. Margin pressure was attributed to lower revenue, Argentina-related headwinds, delayed client implementations and weaker hardware sales.…
• Revenue Performance and MixImportance 29 · Surprise 32
  Fiserv reported second-quarter adjusted revenue of $4.96 billion, down 4% year over year and below analyst expectations. Organic revenue declined 5% year over year, reflecting weaker Financial Solutions performance,…
• Market Demand TrendsImportance 20 · Surprise 24
  Fiserv’s second-quarter performance was reportedly affected by delayed client implementations, softer hardware sales, and weaker conditions in Argentina. These factors indicate slower near-term demand and deployment…

News · 2026-08-05

• Agentic AI Product LaunchImportance 31 · Surprise 42
  On August 5, 2026, Fiserv partnered with Stuut Technologies to bring AI-powered automation to enterprise accounts-receivable operations. The collaboration combines Fiserv Commerce Hub and SnapPay with Stuut’s…

News · 2026-08-04

• Acquisition / Partnership / DivestitureImportance 31 · Surprise 42
  Fiserv plans to divest its student loan servicing business and its ATM business as part of CEO Takis Georgakopoulos’ simplification strategy. The divestitures follow pressure from activist investor Jana Partners and…