Filings monitor · PGR

What PROGRESSIVE CORP/OH/'s SEC filings said

10-Q for 2026Q3, filed 2 Nov 2026. Each line is something a filing stated, ranked by score and linked to its source.

Ranked highest

1. Florida Property Market Reshaping61 · importance in its document · 10-Q · 2026Q3
   Progressive paid $1.2 billion in Florida policyholder credits in the first quarter of 2026, reducing operating cash flows versus the prior-year period. The credits followed $950 million of policyholder credit expense recorded in the third…
2. Catastrophe Reinsurance Program58 · importance in its document · 10-Q · 2026Q3
   In the second quarter of 2026, Progressive entered new per-occurrence excess-of-loss reinsurance contracts for personal property, with retentions of $300 million for a storm outside Florida and $75 million for a Florida storm. The program…
3. Investment Portfolio Unrealized Loss51 · importance in its document · 10-Q · 2026Q3
   At September 30, 2026, the fixed-maturity portfolio had an after-tax net unrealized loss of $2.730 billion, recorded in accumulated other comprehensive income (loss). This compared with an after-tax net unrealized gain of $203 million at…
4. Advertising Investment Strategy48 · importance in its document · 10-Q · 2026Q3
   Companywide advertising costs were $1.6 billion in third-quarter 2026 and $4.5 billion for the first nine months, up 18% year over year in both periods. Advertising added 0.8 points to the third-quarter underwriting expense ratio and 0.7…
5. Investment Results45 · importance in its document · 8-K exhibit · 14 Oct 2026
   September pretax net realized losses on securities were $231 million, compared with $138 million of gains in September 2025, driven primarily by $228 million of net holding-period losses. Year-to-date pretax net realized gains were $314…

Ranked by score, 0–100. A topic read from a document carries its importance within that document; an 8-K event carries the rule score that ranks a filing among filings. Neither is about the share price, and the two scales are named on each row because they are not the same measure.

Latest report: 10-Q · 2026Q3 filed 2 Nov 2026

Full report · Filing on EDGAR

• Florida Property Market ReshapingImportance 61
  Progressive paid $1.2 billion in Florida policyholder credits in the first quarter of 2026, reducing operating cash flows versus the prior-year period. The credits followed $950 million of policyholder credit expense…
• Catastrophe Reinsurance ProgramImportance 58
  In the second quarter of 2026, Progressive entered new per-occurrence excess-of-loss reinsurance contracts for personal property, with retentions of $300 million for a storm outside Florida and $75 million for a…
• Investment Portfolio Unrealized LossImportance 51 · +1 more on this subject
  At September 30, 2026, the fixed-maturity portfolio had an after-tax net unrealized loss of $2.730 billion, recorded in accumulated other comprehensive income (loss). This compared with an after-tax net unrealized gain…
• Advertising Investment StrategyImportance 48
  Companywide advertising costs were $1.6 billion in third-quarter 2026 and $4.5 billion for the first nine months, up 18% year over year in both periods. Advertising added 0.8 points to the third-quarter underwriting…
• Liquidity and Capital PositionImportance 48 · +1 more on this subject
  Operating cash flow was $12.5 billion for the first nine months of 2026, down from $14.4 billion in the comparable 2025 period, primarily because $1.2 billion of Florida policyholder credits were paid in first-quarter…
• Revenue Performance and MixImportance 42
  Third-quarter 2026 companywide net premiums written were $22.3 billion, up 4% year over year, while net premiums earned increased 5%. Personal Lines net premiums written rose 4% to $19.9 billion, representing 89% of…
• Capital Return ProgramImportance 38
  During the first nine months of 2026, Progressive repurchased 7.7 million common shares for $1.6 billion, through open-market purchases and shares withheld for employee equity-award taxes. The Board declared a…
• Combined Ratio PerformanceImportance 37
  The companywide underwriting profit margin increased to 11.3% in third-quarter 2026 from 10.5% a year earlier, and the combined ratio improved 0.8 points to 88.7%. The 4.5-point decline in the underwriting expense…
• Personal Property Market ReshapingImportance 36
  Progressive continued reducing exposure in volatile weather-related markets, including coastal, wildfire- and hail-prone areas, while increasing homeowners product availability in markets where it believes…
• Premium Pricing PressureImportance 31
  Progressive cited increased marketplace competition as a driver of aggregate personal auto rate decreases over the prior 12 months, which contributed to a 2% decline in average written premium per personal auto policy.…
• Market Demand TrendsImportance 30 · +1 more on this subject
  Robinsons experienced low-double-digit quote-volume growth and a single-digit conversion decline in the agency auto business in the third quarter and first nine months of 2026. In direct personal auto, quote volume…
• Policies in Force GrowthImportance 25
  Companywide policies in force increased 6%, or 2.4 million policies, year over year to September 30, 2026, including 0.4 million added during the third quarter. Personal auto policies in force grew 7%, while total…

8-K filings last 12 months

• Results (release not read)14 Oct 2026 · 8-K Item 2.02 · Routine · rule score 20
  Read from the attached exhibit: Investment Results · Net Income and EPS Performance · Operating Expense Trends
• Press release attached to an 8-K18 Sept 2026 · 8-K
  Read from the attached exhibit: Operating Expense Trends · Net Income and EPS Performance · Income Tax Rate Changes
• Press release attached to an 8-K19 Aug 2026 · 8-K
  Read from the attached exhibit: Operating Expense Trends · Distribution Channels · Investment Results
• Press release attached to an 8-K10 Aug 2026 · 8-K
  Read from the attached exhibit: Catastrophe Reinsurance Program
• Results (release not read)15 Jul 2026 · 8-K Item 2.02 · Routine · rule score 20
  Read from the attached exhibit: Market Demand Trends · Operating Expense Trends · Revenue Performance and Mix
• Other officer change17 Jun 2026 · 8-K Item 5.02 · Routine · rule score 15
  “On June 17, 2026, The Progressive Corporation (the “Company”) announced that Patrick K. Callahan intends to retire from his role as Personal Lines President in January 2027.”
  Read from the attached exhibit: Investment Results · Net Income and Profitability · Revenue Performance and Mix
• Press release attached to an 8-K20 May 2026 · 8-K
  Read from the attached exhibit: Balance Sheet and Liquidity · Net Income and Profitability · Distribution Channels
• Executive pay change12 May 2026 · 8-K Item 5.02 · Routine · rule score 5
  “Consistent with The Progressive Corporation’s (the “Company”) Form 8-K filed on January 28, 2026, and in anticipation of John P. Sauerland’s retirement on July 3, 2026, on May 8, 2026, the Board of Directors elected Andrew J. Quigg, the…”
• Results, no stated guidance change15 Apr 2026 · 8-K Item 2.02 · Routine · rule score 10
• CFO exit, planned succession · Results, no stated guidance change28 Jan 2026 · 8-K Items 2.02, 5.02 · Routine · rule score 40
  “On January 28, 2026, the Company issued a news release announcing that John P. Sauerland, the Company's Chief Financial Officer (CFO), intends to retire from the Company on July 3, 2026, and that Andrew J. Quigg, the Company's Chief…”

Earlier reports

• 10-Q · 2026Q2filed 3 Aug 2026
  Investment Portfolio Performance · Florida Profit Limit Credits · Advertising Investment Strategy

Topics are read from the text of the 10-K, 10-Q or the exhibit attached to an 8-K, each linked to the passage it came from. 8-K events are labelled by fixed rules from the item codes and the filing text — the same rules for every company and every year. The Full Picture merges these with earnings calls and news.